150,000 pts MyCard Rewards program, worth about $750 as of 24 September 2026. After the $300 first-year fee it nets $450, 24th of 68 bonus cards tracked by BankMate. No end date is published for the offer.
120,000 pts in year one, the rest in year two · ≈ $750 in value · $450 after the $300 first-year fee
120,000 bonus points when you spend $7,000 on eligible purchases within 90 days of approval, plus 30,000 when you keep the card open for over 12 months.
Bonus over time
Sign-up bonus points- MyCard Premier
Changes
No changes recorded for this product since tracking began on 24 September 2026.
Fees
- Annual fee
- $300
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
Earning
- Rewards program
- MyCard Rewards program
- Base earn rate
- 1 MyCard Rewards program pts per $
- Overseas spend
- 2 pts per $
Interest
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 6 months
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $10,000
- Maximum credit limit
- $100,000
About this product
The Product is a premium rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and complimentary insurances