MyCard Rewards program · Credit card
MyCard Premier
150,000points
120,000 pts in year one, the rest in year two · ≈ $450 in value · $150 after the $300 first-year fee
33rd of 66 bonus cards
120,000 bonus points when you spend $7,000 on eligible purchases within 90 days of approval, plus 30,000 when you keep the card open for over 12 months.
- Annual fee
- $300
- Rewards program
- MyCard Rewards program
- Purchase rate
- 22.49% p.a.
- Airport lounges
- International
- Minimum credit limit
- $10,000
- Additional cardholder
- Free
- Annual fee
- $300
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
- Rewards program
- MyCard Rewards program
- Base earn rate
- 1.5 MyCard Rewards program pts per $
- Travel spend
- 2 pts per $
- Overseas spend
- 2 pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 6 months, then 22.99%
- Airport lounges
- International
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- Yes
- Network
- Mastercard
- Minimum credit limit
- $10,000
- Maximum credit limit
- $100,000
- MyCard Premier
October 20261 change
- 1Thu
- Base earn rate 1 → 1.5 per $—
The Product is a premium rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and complimentary insurances
Also from MyCard: MyCard Premier Qantas $290 net · MyCard Rewards $51 net · MyCard Simplicity $49 fee · MyCard Clear $149 fee
150,000 pts MyCard Rewards program, worth about $450 as of 9 November 2026. After the $300 first-year fee it nets $150, 33rd of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.