MyCard credit cards
5 credit cards. Ranked by bonus net of first-year fee · of 66 bonus cards.
Qantas Frequent Flyer · 1
80,000 pts ≈ $640 · 40k in year 1
- Annual fee
- $350
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Qantas Frequent Flyer
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Airport lounges
- International
- Complimentary travel insurance
- Yes
40,000 bonus Qantas Points when you spend $7,000 on eligible purchases within 90 days of approval, plus 40,000 when you keep the card open for over 12 months.
MyCard Rewards program · 1
1.5 MyCard Rewards program pts per $ · $300 fee · international lounges
$15033rd of 66150,000 pts ≈ $450 · 120k in year 1
- Annual fee
- $300
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- MyCard Rewards program
- Base earn rate
- 1.5 MyCard Rewards program pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Airport lounges
- International
- Complimentary travel insurance
- Yes
120,000 bonus points when you spend $7,000 on eligible purchases within 90 days of approval, plus 30,000 when you keep the card open for over 12 months.
MyCard Rewards Program · 1
100,000 pts ≈ $300
- Annual fee
- $249
- Additional cardholder
- $90
- Foreign transaction fee
- 3.5%
- Rewards program
- MyCard Rewards Program
- Base earn rate
- 1.5 MyCard Rewards Program pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
Spend $5,000 on eligible purchases within 90 days of approval.
No rewards · 2
- Annual fee
- $49
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Annual fee
- $149
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- None
- Purchase rate
- 14.99% p.a.
- Cash advance rate
- 22.24% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
No published end date · 3
- Premier Qantas$290 net
- Premier$150 net
- Rewards$51 net
Issuers usually renew or reprice an offer at expiry; the changelog records what actually happened.
October 20265 changes
- 2Fri
- MyCard Rewardsannual fee $199 → $249+$50
- MyCard Simplicityannual fee $0 → $49+$49
- 1Thu
- MyCard Rewardsbase earn rate 1 → 1.5 per $—
- MyCard Premierbase earn rate 1 → 1.5 per $—
- MyCard Premier Qantasbonus 100,000 pts → 80,000 pts−20k pts
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare credit cards · Card report
Notes on MyCard credit cards
to leave a note.
As of 9 November 2026, MyCard has five credit cards tracked by BankMate, three of them carrying a sign-up bonus. The MyCard Premier Qantas's 80,000 pts are worth about $640, or $290 after its $350 first-year fee, which ranks 17th of 66 bonus cards. Its cards last changed on 1 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.