No rewards · Credit card
MyCard Simplicity
$49annual fee
22.49% p.a. purchases · up to 44 interest-free days
17th of 111 cards
- Annual fee
- $49
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $2,000
- Additional cardholder
- Free
- Annual fee
- $49
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 6 months, then 22.99%
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $2,000
- Maximum credit limit
- $100,000
- MyCard Simplicity
October 20261 change
- 2Fri
- Annual fee $0 → $49+$49
The product is a low fee credit card that provides individuals with a line of credit facility.
Also from MyCard: MyCard Premier Qantas $290 net · MyCard Premier $150 net · MyCard Rewards $51 net · MyCard Clear $149 fee
A $49 annual fee and a 22.49% p.a. purchase rate as of 9 November 2026. The fee ranks 17th lowest of 111 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.