No annual fee and a 22.49% p.a. purchase rate as of 24 September 2026. The fee ranks 1st lowest of 116 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- MyCard Simplicity
Changes
No changes recorded for this product since tracking began on 24 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
Earning
- Rewards program
- None
Interest
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 6 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $2,000
- Maximum credit limit
- $100,000
About this product
The Product is a no annual fee credit card that provides individuals with a line of credit facility