100,000 pts MyCard Rewards Program, worth about $500 as of 24 September 2026. After the $199 first-year fee it nets $301, 43rd of 68 bonus cards tracked by BankMate. No end date is published for the offer.
100,000points
≈ $500 in value · $301 after the $199 first-year fee
Spend $5,000 on eligible purchases within 90 days of approval.
Bonus over time
Sign-up bonus points- MyCard Rewards
Changes
No changes recorded for this product since tracking began on 24 September 2026.
Fees
- Annual fee
- $199
- Additional cardholder
- $90
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
Earning
- Rewards program
- MyCard Rewards Program
- Base earn rate
- 1 MyCard Rewards Program pts per $
Interest
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $2,000
- Maximum credit limit
- $100,000
About this product
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and complimentary insurances. The product is intended for everyday spend and to provide everyday benefits and discounts through its rewards program.