MyCard Rewards Program · Credit card
MyCard Rewards
100,000points
≈ $300 in value · $51 after the $249 first-year fee
45th of 66 bonus cards
Spend $5,000 on eligible purchases within 90 days of approval.
- Annual fee
- $249
- Rewards program
- MyCard Rewards Program
- Purchase rate
- 22.49% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $2,000
- Additional cardholder
- $90
- Annual fee
- $249
- Additional cardholder
- $90
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
- Rewards program
- MyCard Rewards Program
- Base earn rate
- 1.5 MyCard Rewards Program pts per $
- Petrol spend
- 2 pts per $
- Grocery spend
- 2 pts per $
- Overseas spend
- 2 pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 22.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months, then 22.99%
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $2,000
- Maximum credit limit
- $100,000
- MyCard Rewards
October 20262 changes
- 2Fri
- Annual fee $199 → $249+$50
- 1Thu
- Base earn rate 1 → 1.5 per $—
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and complimentary insurances. The product is intended for everyday spend and to provide everyday benefits and discounts through its rewards program.
Also from MyCard: MyCard Premier Qantas $290 net · MyCard Premier $150 net · MyCard Simplicity $49 fee · MyCard Clear $149 fee
100,000 pts MyCard Rewards Program, worth about $300 as of 10 November 2026. After the $249 first-year fee it nets $51, 45th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.