The cheapest hospital cover at Bronze and Bronze Plus.
- First$1,128a year after the rebateBronze Hospital 750Phoenix Health FundBronze · 18 of 38 categories covered, plus accidentsGo to site

- Second$1,133a year after the rebatebronze no fussahmBronze · 18 of 38 categories covered, plus accidentsGo to site

- Third$1,138a year after the rebateBronze Hospital $750 ExcessBupaBronze · 18 of 38 categories covered, plus accidentsGo to site

Ranked by what a single pays for a year after the government rebate, cheapest first: Bronze and Bronze Plus hospital cover, sold on its own, with a $750 excess a stay. Leaves out policies that add a co-payment on top of the excess, policies sold only with the insurer’s extras, and funds only a group’s members can join. Compares 26 insurers, not the whole market.
The other 23 policies
Ranked by what a single pays for a year after the government rebate, cheapest first: Bronze and Bronze Plus hospital cover, sold on its own, with a $750 excess a stay.
| # | Policy | Tier | Covers | A month | Bronze hospital | Links |
|---|---|---|---|---|---|---|
| 4 | Bronze Plus | 22 of 38 + accidents | $94.93 | $1,139a year after the rebate$10.84 more than first ranked | Go to site | |
| 5 | Bronze Plus | 19 of 38 + accidents | $95.76 | $1,149a year after the rebate$20.76 more than first ranked | Go to site | |
| 6 | Bronze | 18 of 38 + accidents | $95.85 | $1,150a year after the rebate$21.85 more than first ranked | Go to site | |
| 7 | Bronze Plus | 24 of 38 + accidents | $96.60 | $1,159a year after the rebate$30.87 more than first ranked | Go to site | |
| 8 | Bronze | 18 of 38 | $100.05 | $1,201a year after the rebate$72.30 more than first ranked | Go to site | |
| 9 | Bronze | 18 of 38 + accidents | $100.06 | $1,201a year after the rebate$72.39 more than first ranked | Go to site | |
| 10 | Bronze | 18 of 38 + accidents | $100.10 | $1,201a year after the rebate$72.94 more than first ranked | Go to site | |
| 11 | Bronze | 18 of 38 + accidents | $102.99 | $1,236a year after the rebate$108 more than first ranked | Go to site | |
| 12 | Bronze Plus | 21 of 38 + accidents | $106.27 | $1,275a year after the rebate$147 more than first ranked | Go to site | |
| 13 | Bronze | 18 of 38 | $106.39 | $1,277a year after the rebate$148 more than first ranked | Go to site | |
| 14 | Bronze Plus | 24 of 38 | $106.77 | $1,281a year after the rebate$153 more than first ranked | Go to site | |
| 15 | Bronze Plus | 19 of 38 + accidents | $107.50 | $1,290a year after the rebate$162 more than first ranked | Go to site | |
| 16 | Bronze | 18 of 38 + accidents | $108.68 | $1,304a year after the rebate$176 more than first ranked | Go to site | |
| 17 | Bronze Plus | 22 of 38 + accidents | $109.32 | $1,312a year after the rebate$184 more than first ranked | Go to site | |
| 18 | Bronze Plus | 22 of 38 + accidents | $111.07 | $1,333a year after the rebate$205 more than first ranked | Go to site | |
| 19 | Suncorp Health Insurance Bronze Hospital $750 Excess | Bronze Plus | 22 of 38 + accidents | $111.21 | $1,334a year after the rebate$206 more than first ranked | Go to site |
| 20 | Bronze Plus | 22 of 38 + accidents | $111.27 | $1,335a year after the rebate$207 more than first ranked | Go to site | |
| 21 | Bronze Plus | 21 of 38 + accidents | $111.31 | $1,336a year after the rebate$207 more than first ranked | Go to site | |
| 22 | Bronze Plus | 21 of 38 + accidents | $111.34 | $1,336a year after the rebate$208 more than first ranked | Go to site | |
| 23 | ING Bronze Plus Hospital $750 ExcessING Health Insurance | Bronze Plus | 21 of 38 + accidents | $112.27 | $1,347a year after the rebate$219 more than first ranked | Go to site |
| 24 | Bronze Plus | 26 of 38 + accidents | $115.99 | $1,392a year after the rebate$264 more than first ranked | Go to site | |
| 25 | Bronze Plus | 22 of 38 + accidents | $116.37 | $1,396a year after the rebate$268 more than first ranked | Go to site | |
| 26 | Bronze Plus | 24 of 38 | $123.84 | $1,486a year after the rebate$358 more than first ranked | Go to site | |
- 4Lite Bronze Hospital Plus $750/$1500 ExcessHBF$1,139a year after the rebate$10.84 more than first rankedBronze Plus · 22 of 38 categories covered, plus accidents

- 5Saver Hospital $750 Excess (Bronze Plus)see-u by HBF$1,149a year after the rebate$20.76 more than first rankedBronze Plus · 19 of 38 categories covered, plus accidents

- 6HCF Hospital Bronze $750 Excess$1,150a year after the rebate$21.85 more than first rankedBronze · 18 of 38 categories covered, plus accidents

- 7Medibank Bronze Plus Value$1,159a year after the rebate$30.87 more than first rankedBronze Plus · 24 of 38 categories covered, plus accidents

- 8Frank Bronze HospitalFrank Health Insurance$1,201a year after the rebate$72.30 more than first rankedBronze · 18 of 38 categories covered

- 9Bronze 750 HospitalWestfund$1,201a year after the rebate$72.39 more than first rankedBronze · 18 of 38 categories covered, plus accidents

- 10Bronze Hospital 750 ExcessLatrobe Health Services$1,201a year after the rebate$72.94 more than first rankedBronze · 18 of 38 categories covered, plus accidents

- 11Bronze Hospital $750 Excessnib$1,236a year after the rebate$108 more than first rankedBronze · 18 of 38 categories covered, plus accidents

- 12Core Hospital (Bronze Plus)Australian Unity$1,275a year after the rebate$147 more than first rankedBronze Plus · 21 of 38 categories covered, plus accidents

- 13Bronze Hospital $750/$1500HIF$1,277a year after the rebate$148 more than first rankedBronze · 18 of 38 categories covered

- 14Bronze Plus Hospital $750Peoplecare$1,281a year after the rebate$153 more than first rankedBronze Plus · 24 of 38 categories covered

- 15GMHBA Bronze Plus Core Hospital$1,290a year after the rebate$162 more than first rankedBronze Plus · 19 of 38 categories covered, plus accidents

- 16Bronze Hospital 750AIA Health Insurance$1,304a year after the rebate$176 more than first rankedBronze · 18 of 38 categories covered, plus accidents

- 17Bronze Plus Hospital $750 excessHCi$1,312a year after the rebate$184 more than first rankedBronze Plus · 22 of 38 categories covered, plus accidents

- 18Apia Bronze Hospital Plus $750 ExcessApia Health Insurance$1,333a year after the rebate$205 more than first rankedBronze Plus · 22 of 38 categories covered, plus accidents

- 19Suncorp Health Insurance Bronze Hospital $750 Excess$1,334a year after the rebate$206 more than first rankedBronze Plus · 22 of 38 categories covered, plus accidents
- 20AAMI Bronze Hospital $750 ExcessAAMI Health Insurance$1,335a year after the rebate$207 more than first rankedBronze Plus · 22 of 38 categories covered, plus accidents

- 21Real Bronze Plus Hospital $750 ExcessReal Health Insurance$1,336a year after the rebate$207 more than first rankedBronze Plus · 21 of 38 categories covered, plus accidents

- 22Seniors Bronze Plus Hospital $750 ExcessSeniors Health Insurance$1,336a year after the rebate$208 more than first rankedBronze Plus · 21 of 38 categories covered, plus accidents

- 23ING Bronze Plus Hospital $750 ExcessING Health Insurance$1,347a year after the rebate$219 more than first rankedBronze Plus · 21 of 38 categories covered, plus accidents
- 24Vital Hospital (Bronze+) $750 excessQueensland Country Health Fund$1,392a year after the rebate$264 more than first rankedBronze Plus · 26 of 38 categories covered, plus accidents

- 25Bronze Hospital Plus $750 ExcessHealth Partners$1,396a year after the rebate$268 more than first rankedBronze Plus · 22 of 38 categories covered, plus accidents

- 26Bronze Plus Hospital 750St.LukesHealth$1,486a year after the rebate$358 more than first rankedBronze Plus · 24 of 38 categories covered

NSW and ACT prices. Priced for a single under 65 earning under $105,000, after the full 24.1% rebate, with no Lifetime Health Cover loading or age-based discount, paid monthly. Premiums change each 1 April. Each brand shows its cheapest policy; one policy sold under two brands of one fund is one row. In QLD the cheapest is Bronze Hospital 750 Excess from Latrobe Health Services, at $1,197 a year. In WA the cheapest is bronze no fuss from ahm, at $862 a year.
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As of 14 October 2026, the cheapest Bronze or Bronze Plus hospital cover with a $750 excess tracked by BankMate, for a single in NSW and ACT after the rebate, is Bronze Hospital 750 from Phoenix Health Fund at $1,128 a year. How we rank →