Health insurance leaderboard29 policies14 October 2026
The cheapest Silver hospital cover in Queensland.
Rank by
- First$1,521a year after the rebateSilver Plus Everyday 750 HospitalWestfundSilver Plus · 29 of 38 categories covered, plus accidentsGo to site
- Second$1,528a year after the rebateEssential Silver Plus Hospital 750 ExcessLatrobe Health ServicesSilver Plus · 28 of 38 categories covered, plus accidentsGo to site
- Third$1,533a year after the rebateessentials silver plusahmSilver Plus · 29 of 38 categories covered, plus accidentsGo to site
Ranked by what a single pays for a year after the government rebate, cheapest first: Silver and Silver Plus hospital cover in Queensland, sold on its own, with a $750 excess a stay. Leaves out policies that add a co-payment on top of the excess, policies sold only with the insurer’s extras, and funds only a group’s members can join. Compares 29 insurers, not the whole market.
The other 26 policies
Ranked by what a single pays for a year after the government rebate, cheapest first: Silver and Silver Plus hospital cover in Queensland, sold on its own, with a $750 excess a stay.
| # | Policy | Tier | Covers | A month | Silver in QLD | Links |
|---|---|---|---|---|---|---|
| 4 |  | Silver Plus | 28 of 38 + accidents | $127.79 | $1,533a year after the rebate$12.29 more than first ranked | Go to site |
| 5 |  | Silver Plus | 29 of 38 + accidents | $130.30 | $1,564a year after the rebate$42.52 more than first ranked | Go to site |
| 6 |  | Silver Plus | 28 of 38 + accidents | $130.97 | $1,572a year after the rebate$50.54 more than first ranked | Go to site |
| 7 |  | Silver | 26 of 38 | $131.43 | $1,577a year after the rebate$56 more than first ranked | Go to site |
| 8 |  | Silver Plus | 27 of 38 + accidents | $132.19 | $1,586a year after the rebate$65.11 more than first ranked | Go to site |
| 9 |  | Silver Plus | 29 of 38 + accidents | $134.27 | $1,611a year after the rebate$90.15 more than first ranked | Go to site |
| 10 |  | Silver Plus | 29 of 38 + accidents | $134.46 | $1,614a year after the rebate$92.42 more than first ranked | Go to site |
| 11 |  | Silver Plus | 29 of 38 + accidents | $136.28 | $1,635a year after the rebate$114 more than first ranked | Go to site |
| 12 |  | Silver Plus | 29 of 38 + accidents | $136.29 | $1,635a year after the rebate$114 more than first ranked | Go to site |
| 13 |  | Silver Plus | 29 of 38 + accidents | $138.11 | $1,657a year after the rebate$136 more than first ranked | Go to site |
| 14 |  | Silver Plus | 30 of 38 + accidents | $140.44 | $1,685a year after the rebate$164 more than first ranked | Go to site |
| 15 |  | Silver Plus | 29 of 38 | $141.35 | $1,696a year after the rebate$175 more than first ranked | Go to site |
| 16 | Qantas Silver Plus Standard $750 ExcessQantas Insurance | Silver Plus | 29 of 38 + accidents | $144.06 | $1,729a year after the rebate$208 more than first ranked | Go to site |
| 17 | ING Silver Hospital $750 ExcessING Health Insurance | Silver | 27 of 38 + accidents | $145.88 | $1,751a year after the rebate$229 more than first ranked | Go to site |
| 18 |  | Silver | 28 of 38 + accidents | $145.91 | $1,751a year after the rebate$230 more than first ranked | Go to site |
| 19 |  | Silver | 26 of 38 + accidents | $145.91 | $1,751a year after the rebate$230 more than first ranked | Go to site |
| 20 | Suncorp Health Insurance Silver Everyday Hospital Plus $750 Excess | Silver Plus | 31 of 38 + accidents | $146.05 | $1,753a year after the rebate$231 more than first ranked | Go to site |
| 21 |  | Silver | 26 of 38 + accidents | $146.36 | $1,756a year after the rebate$235 more than first ranked | Go to site |
| 22 |  | Silver | 26 of 38 + accidents | $147.45 | $1,769a year after the rebate$248 more than first ranked | Go to site |
| 23 |  | Silver Plus | 31 of 38 + accidents | $147.56 | $1,771a year after the rebate$250 more than first ranked | Go to site |
| 24 |  | Silver Plus | 29 of 38 | $148.58 | $1,783a year after the rebate$262 more than first ranked | Go to site |
| 25 |  | Silver Plus | 30 of 38 + accidents | $153.82 | $1,846a year after the rebate$325 more than first ranked | Go to site |
| 26 |  | Silver Plus | 31 of 38 | $174.85 | $2,098a year after the rebate$577 more than first ranked | Go to site |
| 27 |  | Silver Plus | 34 of 38 + accidents | $199.74 | $2,397a year after the rebate$876 more than first ranked | Go to site |
| 28 |  | Silver Plus | 30 of 38 | $200.48 | $2,406a year after the rebate$885 more than first ranked | Go to site |
| 29 |  | Silver Plus | 33 of 38 + accidents | $212.15 | $2,546a year after the rebate$1,025 more than first ranked | Go to site |
- 4Silver Plus Classic Hospital $750 ExcessBupa$1,533a year after the rebate$12.29 more than first rankedSilver Plus · 28 of 38 categories covered, plus accidents
- 5Essential Silver Hospital $750/$1500 ExcessHBF$1,564a year after the rebate$42.52 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 6Medibank Silver Plus Core$1,572a year after the rebate$50.54 more than first rankedSilver Plus · 28 of 38 categories covered, plus accidents
- 7Frank Silver HospitalFrank Health Insurance$1,577a year after the rebate$56 more than first rankedSilver · 26 of 38 categories covered
- 8Silver Plus Support Hospital 750Phoenix Health Fund$1,586a year after the rebate$65.11 more than first rankedSilver Plus · 27 of 38 categories covered, plus accidents
- 9GMHBA Silver Plus Hospital $750$1,611a year after the rebate$90.15 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 10Signature Hospital (Silver+) $750 excessQueensland Country Health Fund$1,614a year after the rebate$92.42 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 11HCF Hospital Standard Silver Plus$1,635a year after the rebate$114 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 12Silver Secure Hospital Plus $750 Excessnib$1,635a year after the rebate$114 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 13Midpoint Hospital (Silver Plus)Australian Unity$1,657a year after the rebate$136 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 14Silver Plus Standard Hospital $750 ExcessRT Health$1,685a year after the rebate$164 more than first rankedSilver Plus · 30 of 38 categories covered, plus accidents
- 15Silver Plus Essentials Hospital $750Peoplecare$1,696a year after the rebate$175 more than first rankedSilver Plus · 29 of 38 categories covered
- 16Qantas Silver Plus Standard $750 ExcessQantas Insurance$1,729a year after the rebate$208 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 17ING Silver Hospital $750 ExcessING Health Insurance$1,751a year after the rebate$229 more than first rankedSilver · 27 of 38 categories covered, plus accidents
- 18Apia Silver Hospital $750 ExcessApia Health Insurance$1,751a year after the rebate$230 more than first rankedSilver · 28 of 38 categories covered, plus accidents
- 19Seniors Silver Hospital $750 ExcessSeniors Health Insurance$1,751a year after the rebate$230 more than first rankedSilver · 26 of 38 categories covered, plus accidents
- 20Suncorp Health Insurance Silver Everyday Hospital Plus $750 Excess$1,753a year after the rebate$231 more than first rankedSilver Plus · 31 of 38 categories covered, plus accidents
- 21Real Silver Hospital $750 ExcessReal Health Insurance$1,756a year after the rebate$235 more than first rankedSilver · 26 of 38 categories covered, plus accidents
- 22Silver Hospital 750AIA Health Insurance$1,769a year after the rebate$248 more than first rankedSilver · 26 of 38 categories covered, plus accidents
- 23AAMI Silver Everyday Hospital Plus $750 ExcessAAMI Health Insurance$1,771a year after the rebate$250 more than first rankedSilver Plus · 31 of 38 categories covered, plus accidents
- 24Silver Hospital $750/$1500HIF$1,783a year after the rebate$262 more than first rankedSilver Plus · 29 of 38 categories covered
- 25Silver Hospital Plus Lite $750 ExcessHealth Partners$1,846a year after the rebate$325 more than first rankedSilver Plus · 30 of 38 categories covered, plus accidents
- 26Silver Plus Secure Hospital $750 excessHCi$2,098a year after the rebate$577 more than first rankedSilver Plus · 31 of 38 categories covered
- 27Premium Hospital Non-Obstetrics $750 Excess (Silver Plus)see-u by HBF$2,397a year after the rebate$876 more than first rankedSilver Plus · 34 of 38 categories covered, plus accidents
- 28Silver Plus Hospital 750St.LukesHealth$2,406a year after the rebate$885 more than first rankedSilver Plus · 30 of 38 categories covered
- 29Silver+ Hospital Cover Excess 3 $750Hunter Health Insurance$2,546a year after the rebate$1,025 more than first rankedSilver Plus · 33 of 38 categories covered, plus accidents
QLD prices. Priced for a single under 65 earning under $105,000, after the full 24.1% rebate, with no Lifetime Health Cover loading or age-based discount, paid monthly. Premiums change each 1 April. Each brand shows its cheapest policy; one policy sold under two brands of one fund is one row.
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As of 14 October 2026, the cheapest Silver or Silver Plus hospital cover with a $750 excess tracked by BankMate, for a single in QLD after the rebate, is Silver Plus Everyday 750 Hospital from Westfund at $1,521 a year. How we rank →