Health insurance leaderboard29 policies14 October 2026
The cheapest Silver hospital cover in Western Australia.
Rank by
- First$1,195a year after the rebateHCF Hospital Standard Silver PlusHCFSilver Plus · 29 of 38 categories covered, plus accidentsGo to site
- Second$1,233a year after the rebateSilver Plus Standard Hospital $750 ExcessRT HealthSilver Plus · 30 of 38 categories covered, plus accidentsGo to site
- Third$1,242a year after the rebateEssential Silver Hospital $750/$1500 ExcessHBFSilver Plus · 29 of 38 categories covered, plus accidentsGo to site
Ranked by what a single pays for a year after the government rebate, cheapest first: Silver and Silver Plus hospital cover in Western Australia, sold on its own, with a $750 excess a stay. Leaves out policies that add a co-payment on top of the excess, policies sold only with the insurer’s extras, and funds only a group’s members can join. Compares 29 insurers, not the whole market.
The other 26 policies
Ranked by what a single pays for a year after the government rebate, cheapest first: Silver and Silver Plus hospital cover in Western Australia, sold on its own, with a $750 excess a stay.
| # | Policy | Tier | Covers | A month | Silver in WA | Links |
|---|---|---|---|---|---|---|
| 4 |  | Silver Plus | 29 of 38 + accidents | $104.07 | $1,249a year after the rebate$53.45 more than first ranked | Go to site |
| 5 |  | Silver Plus | 27 of 38 + accidents | $104.15 | $1,250a year after the rebate$54.36 more than first ranked | Go to site |
| 6 |  | Silver Plus | 28 of 38 + accidents | $104.72 | $1,257a year after the rebate$61.19 more than first ranked | Go to site |
| 7 |  | Silver Plus | 29 of 38 + accidents | $107.86 | $1,294a year after the rebate$98.89 more than first ranked | Go to site |
| 8 |  | Silver Plus | 28 of 38 + accidents | $108.25 | $1,299a year after the rebate$104 more than first ranked | Go to site |
| 9 |  | Silver Plus | 28 of 38 + accidents | $109.58 | $1,315a year after the rebate$120 more than first ranked | Go to site |
| 10 |  | Silver | 26 of 38 + accidents | $110.43 | $1,325a year after the rebate$130 more than first ranked | Go to site |
| 11 |  | Silver Plus | 29 of 38 + accidents | $110.75 | $1,329a year after the rebate$134 more than first ranked | Go to site |
| 12 |  | Silver | 26 of 38 | $111.17 | $1,334a year after the rebate$139 more than first ranked | Go to site |
| 13 | Qantas Silver Plus Standard $750 ExcessQantas Insurance | Silver Plus | 29 of 38 + accidents | $111.80 | $1,342a year after the rebate$146 more than first ranked | Go to site |
| 14 |  | Silver Plus | 29 of 38 | $111.89 | $1,343a year after the rebate$147 more than first ranked | Go to site |
| 15 |  | Silver | 26 of 38 + accidents | $112.93 | $1,355a year after the rebate$160 more than first ranked | Go to site |
| 16 |  | Silver | 28 of 38 + accidents | $113.34 | $1,360a year after the rebate$165 more than first ranked | Go to site |
| 17 | ING Silver Hospital $750 ExcessING Health Insurance | Silver | 27 of 38 + accidents | $113.34 | $1,360a year after the rebate$165 more than first ranked | Go to site |
| 18 |  | Silver Plus | 31 of 38 + accidents | $113.51 | $1,362a year after the rebate$167 more than first ranked | Go to site |
| 19 |  | Silver Plus | 29 of 38 + accidents | $113.52 | $1,362a year after the rebate$167 more than first ranked | Go to site |
| 20 | Suncorp Health Insurance Silver Everyday Hospital Plus $750 Excess | Silver Plus | 31 of 38 + accidents | $113.79 | $1,365a year after the rebate$170 more than first ranked | Go to site |
| 21 |  | Silver | 26 of 38 + accidents | $113.99 | $1,368a year after the rebate$172 more than first ranked | Go to site |
| 22 |  | Silver Plus | 29 of 38 + accidents | $117.05 | $1,405a year after the rebate$209 more than first ranked | Go to site |
| 23 |  | Silver Plus | 30 of 38 + accidents | $129.62 | $1,555a year after the rebate$360 more than first ranked | Go to site |
| 24 |  | Silver Plus | 29 of 38 + accidents | $134.46 | $1,614a year after the rebate$418 more than first ranked | Go to site |
| 25 |  | Silver Plus | 29 of 38 | $137.93 | $1,655a year after the rebate$460 more than first ranked | Go to site |
| 26 |  | Silver Plus | 30 of 38 | $151.38 | $1,817a year after the rebate$621 more than first ranked | Go to site |
| 27 |  | Silver Plus | 30 of 38 | $155.24 | $1,863a year after the rebate$667 more than first ranked | Go to site |
| 28 |  | Silver Plus | 34 of 38 + accidents | $155.80 | $1,870a year after the rebate$674 more than first ranked | Go to site |
| 29 |  | Silver Plus | 33 of 38 + accidents | $212.15 | $2,546a year after the rebate$1,350 more than first ranked | Go to site |
- 4essentials silver plusahm$1,249a year after the rebate$53.45 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 5Silver Plus Support Hospital 750Phoenix Health Fund$1,250a year after the rebate$54.36 more than first rankedSilver Plus · 27 of 38 categories covered, plus accidents
- 6Silver Plus Classic Hospital $750 ExcessBupa$1,257a year after the rebate$61.19 more than first rankedSilver Plus · 28 of 38 categories covered, plus accidents
- 7Silver Secure Hospital Plus $750 Excessnib$1,294a year after the rebate$98.89 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 8Medibank Silver Plus Core$1,299a year after the rebate$104 more than first rankedSilver Plus · 28 of 38 categories covered, plus accidents
- 9Essential Silver Plus Hospital 750 ExcessLatrobe Health Services$1,315a year after the rebate$120 more than first rankedSilver Plus · 28 of 38 categories covered, plus accidents
- 10Silver Hospital 750AIA Health Insurance$1,325a year after the rebate$130 more than first rankedSilver · 26 of 38 categories covered, plus accidents
- 11Silver Plus Everyday 750 HospitalWestfund$1,329a year after the rebate$134 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 12Frank Silver HospitalFrank Health Insurance$1,334a year after the rebate$139 more than first rankedSilver · 26 of 38 categories covered
- 13Qantas Silver Plus Standard $750 ExcessQantas Insurance$1,342a year after the rebate$146 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 14Silver Hospital $750/$1500HIF$1,343a year after the rebate$147 more than first rankedSilver Plus · 29 of 38 categories covered
- 15Seniors Silver Hospital $750 ExcessSeniors Health Insurance$1,355a year after the rebate$160 more than first rankedSilver · 26 of 38 categories covered, plus accidents
- 16Apia Silver Hospital $750 ExcessApia Health Insurance$1,360a year after the rebate$165 more than first rankedSilver · 28 of 38 categories covered, plus accidents
- 17ING Silver Hospital $750 ExcessING Health Insurance$1,360a year after the rebate$165 more than first rankedSilver · 27 of 38 categories covered, plus accidents
- 18AAMI Silver Everyday Hospital Plus $750 ExcessAAMI Health Insurance$1,362a year after the rebate$167 more than first rankedSilver Plus · 31 of 38 categories covered, plus accidents
- 19GMHBA Silver Plus Hospital $750$1,362a year after the rebate$167 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 20Suncorp Health Insurance Silver Everyday Hospital Plus $750 Excess$1,365a year after the rebate$170 more than first rankedSilver Plus · 31 of 38 categories covered, plus accidents
- 21Real Silver Hospital $750 ExcessReal Health Insurance$1,368a year after the rebate$172 more than first rankedSilver · 26 of 38 categories covered, plus accidents
- 22Midpoint Hospital (Silver Plus)Australian Unity$1,405a year after the rebate$209 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 23Silver Hospital Plus Lite $750 ExcessHealth Partners$1,555a year after the rebate$360 more than first rankedSilver Plus · 30 of 38 categories covered, plus accidents
- 24Signature Hospital (Silver+) $750 excessQueensland Country Health Fund$1,614a year after the rebate$418 more than first rankedSilver Plus · 29 of 38 categories covered, plus accidents
- 25Silver Plus Essentials Hospital $750Peoplecare$1,655a year after the rebate$460 more than first rankedSilver Plus · 29 of 38 categories covered
- 26Silver Plus Hospital 750St.LukesHealth$1,817a year after the rebate$621 more than first rankedSilver Plus · 30 of 38 categories covered
- 27Silver Plus Advantage 750HCi$1,863a year after the rebate$667 more than first rankedSilver Plus · 30 of 38 categories covered
- 28Premium Hospital Non-Obstetrics $750 Excess (Silver Plus)see-u by HBF$1,870a year after the rebate$674 more than first rankedSilver Plus · 34 of 38 categories covered, plus accidents
- 29Silver+ Hospital Cover Excess 3 $750Hunter Health Insurance$2,546a year after the rebate$1,350 more than first rankedSilver Plus · 33 of 38 categories covered, plus accidents
WA prices. Priced for a single under 65 earning under $105,000, after the full 24.1% rebate, with no Lifetime Health Cover loading or age-based discount, paid monthly. Premiums change each 1 April. Each brand shows its cheapest policy; one policy sold under two brands of one fund is one row.
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As of 14 October 2026, the cheapest Silver or Silver Plus hospital cover with a $750 excess tracked by BankMate, for a single in WA after the rebate, is HCF Hospital Standard Silver Plus at $1,195 a year. How we rank →