Home loan · Variable
Purple Basic Vbl Home Loan
6.42%comparison rate p.a. · 6.39% advertised
Variable · P&I · Owner-occupier · 60–80% LVR
29th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $445
- Ongoing fee
- None
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.37% comparison · 6.34% advertised
- Variable · P&I · Owner-occupier · 60–80% LVR
- 6.42% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.77% comparison · 6.74% advertised
- Variable · P&I · Investor · ≤60% LVR
- 6.52% comparison · 6.49% advertised
- Variable · P&I · Investor · 60–80% LVR
- 6.62% comparison · 6.59% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.02% comparison · 6.99% advertised
- Application fee
- $445
- Ongoing fee
- None
- Discharge fee
- $350
- Valuation fee
- None
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $150,000
- Maximum loan
- $2,000,000
- Purple Basic Vbl Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
The Purple Basic Variable Home Loan is a simple home loan with a low interest rate, offering great value.
Also from Beyond Bank: Total Home Loan Package 6.74% · Invest Total Home Loan Package 6.84% · Standard Home Loans 9.00%
As of 13 November 2026, the Beyond Bank Purple Basic Vbl Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.42% (6.39% advertised), ranking 29th of 149 variable owner-occupier P&I loans and sitting 0.40 points below the market average of 6.82%. The product comes in 6 variants; the others are investor and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.