Home loan · Variable
Standard Home Loans
9.00%comparison rate p.a. · 8.95% advertised
Variable · P&I · Owner-occupier · ≤90% LVR
149th of 149 variable owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $445
- Ongoing fee
- None
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤90% LVR
- 9.00% comparison · 8.95% advertised
- Variable · P&I · Investor · ≤90% LVR
- 9.29% comparison · 9.24% advertised
- Variable · Interest Only · Investor · ≤90% LVR
- 9.59% comparison · 9.54% advertised
- 1yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 8.81% comparison · 7.24% advertised
- 1yr Fixed · P&I · Investor · ≤90% LVR
- 9.09% comparison · 7.44% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 8.57% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · ≤90% LVR
- 8.84% comparison · 7.14% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 8.42% comparison · 7.04% advertised
- 3yr Fixed · P&I · Investor · ≤90% LVR
- 8.67% comparison · 7.24% advertised
- 3yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.94% comparison · 7.44% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 8.32% comparison · 7.19% advertised
- 4yr Fixed · P&I · Investor · ≤90% LVR
- 8.60% comparison · 7.49% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 8.19% comparison · 7.19% advertised
- 5yr Fixed · P&I · Investor · ≤90% LVR
- 8.47% comparison · 7.49% advertised
- 5yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.72% comparison · 7.69% advertised
- Application fee
- $445
- Ongoing fee
- None
- Discharge fee
- $350
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $10,000
- Maximum loan
- $2,000,000
- Standard Home Loans · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
Offering flexibility with a choice of a competitive variable or fixed rate, optional mortgage offset account on variable rates and access to redraw extra repayments.
Also from Beyond Bank: Purple Basic Vbl Home Loan 6.42% · Total Home Loan Package 6.74% · Invest Total Home Loan Package 6.84%
As of 13 November 2026, the Beyond Bank Standard Home Loans's variable owner-occupier P&I variant has a comparison rate of 9.00% (8.95% advertised), ranking 149th of 149 variable owner-occupier P&I loans and sitting 2.18 points above the market average of 6.82%. The product comes in 15 variants; the others are investor, interest-only and fixed-rate. From the provider's Consumer Data Right feed, refreshed nightly.