Home loan · Variable
Total Home Loan Package
6.74%comparison rate p.a. · 6.39% advertised · With the Total Home Loan Package · $395 a year
Variable · P&I · Owner-occupier · 60–80% LVR
76th of 149 variable owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $890
- Ongoing fee
- None
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.69% comparison · 6.34% advertised
- Variable · P&I · Owner-occupier · 60–80% LVR
- 6.74% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 7.09% comparison · 6.74% advertised
- Variable · Interest Only · Owner-occupier · ≤90% LVR
- 8.34% comparison · 7.94% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 7.10% comparison · 6.69% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 7.30% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.23% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.26% comparison · 7.19% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.17% comparison · 6.59% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.23% comparison · 6.89% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.17% comparison · 6.69% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.26% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.21% comparison · 6.84% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.32% comparison · 7.14% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.21% comparison · 6.84% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.34% comparison · 7.14% advertised
- Application fee
- $890
- Ongoing fee
- None
- Discharge fee
- $350
- Package (Total Home Loan Package)
- $395 a year
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Maximum loan
- $2,000,000
- Total Home Loan Package · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
With our Total Home Loan Package, you could pay less fees and lower interest. You can also switch from variable to fixed at any time, and even split your loan between both different rate types at no cost.
Also from Beyond Bank: Purple Basic Vbl Home Loan 6.42% · Invest Total Home Loan Package 6.84% · Standard Home Loans 9.00%
As of 13 November 2026, the Beyond Bank Total Home Loan Package's variable owner-occupier P&I variant has a comparison rate of 6.74% (6.39% advertised), ranking 76th of 149 variable owner-occupier P&I loans and sitting 0.08 points below the market average of 6.82%. The product comes in 16 variants; the others are interest-only, fixed-rate and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.