Home loan · 2yr Fixed

HOUSING LOAN Fixed Interest

Rate
Loan for
Deposit

7.45%comparison rate p.a. · 6.99% advertised

2yr Fixed · P&I · Owner-occupier · ≤95% LVR

62nd of 76 2-year fixed owner-occupier P&I loans

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
No
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
None
Compare all 859 home loans

1yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.47% comparison · 6.74% advertised
1yr Fixed · P&I · Investor · ≤95% LVR
7.97% comparison · 7.24% advertised
2yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.45% comparison · 6.99% advertised
2yr Fixed · P&I · Investor · ≤95% LVR
7.95% comparison · 7.49% advertised
3yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.48% comparison · 7.24% advertised
3yr Fixed · P&I · Investor · ≤95% LVR
7.98% comparison · 7.74% advertised

Application fee
None
Ongoing fee
None
Discharge fee
None

Offset account
No
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$500

  • HOUSING LOAN Fixed Interest · 2yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.005.006.007.00SepOctToday7.45% p.a. today

No changes recorded for this product since tracking began on 11 November 2026.

HOUSING LOAN (CODE) - Owner Occupied- Fixed Interest - 24 months - Principal and Interest

Also from Central Murray Bank: HOUSING LOAN Variable Interest Local Choice Loan 6.80% · HOUSING LOAN Variable Interest 7.55%

As of 13 November 2026, the Central Murray Bank HOUSING LOAN Fixed Interest's 2-year fixed owner-occupier P&I variant has a comparison rate of 7.45% (6.99% advertised), ranking 62nd of 76 2-year fixed owner-occupier P&I loans. The product comes in 6 variants; the others are investor and other fixed terms. From the provider's Consumer Data Right feed, refreshed nightly.