Home loan · Variable
HOUSING LOAN Variable Interest Local Choice Loan
6.80%comparison rate p.a. · 6.74% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
89th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.55% comparison · 6.49% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.65% comparison · 6.59% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.80% comparison · 6.74% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $500
- HOUSING LOAN Variable Interest Local Choice Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 70-80%
Also from Central Murray Bank: HOUSING LOAN Fixed Interest 7.45% · HOUSING LOAN Variable Interest 7.55%
As of 13 November 2026, the Central Murray Bank HOUSING LOAN Variable Interest Local Choice Loan's variable owner-occupier P&I variant has a comparison rate of 6.80% (6.74% advertised), ranking 89th of 149 variable owner-occupier P&I loans and sitting 0.02 points below the market average of 6.82%. The product comes in 3 variants; the others are other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.