Home loan · Variable
HOUSING LOAN Variable Interest
7.55%comparison rate p.a. · 7.49% advertised
Variable · P&I · Owner-occupier · ≤80% LVR
134th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Owner-occupier · ≤80% LVR
- 7.55% comparison · 7.49% advertised
- Variable · P&I · Owner-occupier · 80–95% LVR
- 8.06% comparison · 7.99% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 8.06% comparison · 7.99% advertised
- Variable · Interest Only · Owner-occupier · 80–95% LVR
- 8.56% comparison · 8.49% advertised
- Variable · P&I · Investor · ≤80% LVR
- 8.06% comparison · 7.99% advertised
- Variable · P&I · Investor · 80–95% LVR
- 8.56% comparison · 8.49% advertised
- Variable · Interest Only · Investor · ≤80% LVR
- 8.56% comparison · 8.49% advertised
- Variable · Interest Only · Investor · 80–95% LVR
- 9.06% comparison · 8.99% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $500
- HOUSING LOAN Variable Interest · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest
Also from Central Murray Bank: HOUSING LOAN Variable Interest Local Choice Loan 6.80% · HOUSING LOAN Fixed Interest 7.45%
As of 14 November 2026, the Central Murray Bank HOUSING LOAN Variable Interest's variable owner-occupier P&I variant has a comparison rate of 7.55% (7.49% advertised), ranking 134th of 149 variable owner-occupier P&I loans and sitting 0.71 points above the market average of 6.84%. The product comes in 8 variants; the others are investor, interest-only and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.