Home loan · 3yr Fixed
Fixed Home Loan
6.88%comparison rate p.a. · 6.49% advertised
3yr Fixed · P&I · Owner-occupier · 70–90% LVR
38th of 73 3-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $350
- Ongoing fee
- None
- Discharge fee
- None
- 1yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 6.78% comparison · 6.14% advertised
- 1yr Fixed · P&I · Owner-occupier · 70–90% LVR
- 6.93% comparison · 6.29% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 6.74% comparison · 6.24% advertised
- 2yr Fixed · P&I · Owner-occupier · 70–90% LVR
- 6.89% comparison · 6.39% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 6.73% comparison · 6.34% advertised
- 3yr Fixed · P&I · Owner-occupier · 70–90% LVR
- 6.88% comparison · 6.49% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 6.80% comparison · 6.64% advertised
- 5yr Fixed · P&I · Owner-occupier · 70–90% LVR
- 6.95% comparison · 6.79% advertised
- Application fee
- $350
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Fixed Home Loan · 3yr Fixed · P&I · Owner-occupier
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
Rest assured with our fixed rate home loans knowing what your repayment amount will be for the period you have nominated.
Also from Horizon Bank: First Home Buyer Loan 6.15% · Fixed Residential 6.98% · Home Sweet Home Loan 7.12%
As of 13 November 2026, the Horizon Bank Fixed Home Loan's 3-year fixed owner-occupier P&I variant has a comparison rate of 6.73% (6.34% advertised), ranking 29th of 73 3-year fixed owner-occupier P&I loans. The product comes in 8 variants; the others are other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.