Home loan · Variable
Home Sweet Home Loan
7.12%comparison rate p.a. · 6.89% advertised
Variable · P&I · Owner-occupier · 70–90% LVR
121st of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $350
- Ongoing fee
- $13 a month
- Discharge fee
- None
- Variable · P&I · Owner-occupier · ≤70% LVR
- 6.97% comparison · 6.74% advertised
- Variable · P&I · Owner-occupier · 70–90% LVR
- 7.12% comparison · 6.89% advertised
- Variable · P&I · Investor · ≤70% LVR
- 7.22% comparison · 6.99% advertised
- Variable · P&I · Investor · 70–90% LVR
- 7.37% comparison · 7.14% advertised
- Variable · Interest Only · Investor · ≤70% LVR
- 7.42% comparison · 7.19% advertised
- Variable · Interest Only · Investor · 70–90% LVR
- 7.57% comparison · 7.34% advertised
- Application fee
- $350
- Ongoing fee
- $13 a month
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Home Sweet Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
A variable home loan that ideal for both experienced and first home buyers.
Also from Horizon Bank: First Home Buyer Loan 6.15% · Fixed Home Loan 6.73% · Fixed Residential 6.98%
As of 13 November 2026, the Horizon Bank Home Sweet Home Loan's variable owner-occupier P&I variant has a comparison rate of 7.12% (6.89% advertised), ranking 121st of 149 variable owner-occupier P&I loans and sitting 0.30 points above the market average of 6.82%. The product comes in 6 variants; the others are investor, interest-only and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.