Horizon Bank home loans
4 home loans with 15 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- First Home Buyer LoanOffset account · redraw · no ongoing fee6.15%
- Home Sweet Home LoanOffset account · redraw7.12%
- Fixed Home LoanOffset account · redraw · no ongoing fee–
- Fixed ResidentialOffset account · redraw · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No history has been recorded for Horizon Bank's home loans yet.
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
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As of 11 November 2026, Horizon Bank has four home loan products in 36 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.15% (First Home Buyer Loan), ranking 6th of 149 variable owner-occupier P&I loans and sitting 0.59 points below the market average of 6.74%. From the provider's Consumer Data Right feed, refreshed nightly.