Home loan · 3yr Fixed

Fixed Residential

Rate
Repayments
Deposit

7.13%comparison rate p.a. · 6.74% advertised

3yr Fixed · P&I · Investor · 70–90% LVR

41st of 71 3-year fixed investor P&I loans

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
$350
Ongoing fee
None
Discharge fee
None
Compare all 859 home loans

1yr Fixed · P&I · Investor · ≤70% LVR
7.29% comparison · 6.39% advertised
1yr Fixed · P&I · Investor · 70–90% LVR
7.18% comparison · 6.54% advertised
1yr Fixed · Interest Only · Investor · ≤70% LVR
7.23% comparison · 6.59% advertised
1yr Fixed · Interest Only · Investor · 70–90% LVR
7.38% comparison · 6.74% advertised
2yr Fixed · P&I · Investor · ≤70% LVR
6.99% comparison · 6.49% advertised
2yr Fixed · P&I · Investor · 70–90% LVR
7.14% comparison · 6.64% advertised
2yr Fixed · Interest Only · Investor · ≤70% LVR
7.19% comparison · 6.69% advertised
2yr Fixed · Interest Only · Investor · 70–90% LVR
7.34% comparison · 6.84% advertised
3yr Fixed · P&I · Investor · ≤70% LVR
6.98% comparison · 6.59% advertised
3yr Fixed · P&I · Investor · 70–90% LVR
7.13% comparison · 6.74% advertised
3yr Fixed · Interest Only · Investor · ≤70% LVR
7.18% comparison · 6.79% advertised
3yr Fixed · Interest Only · Investor · 70–90% LVR
7.33% comparison · 6.94% advertised
5yr Fixed · P&I · Investor · ≤70% LVR
7.05% comparison · 6.89% advertised
5yr Fixed · P&I · Investor · 70–90% LVR
7.20% comparison · 7.04% advertised
5yr Fixed · Interest Only · Investor · ≤70% LVR
7.25% comparison · 7.09% advertised
5yr Fixed · Interest Only · Investor · 70–90% LVR
7.40% comparison · 7.24% advertised

Application fee
$350
Ongoing fee
None
Discharge fee
None
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$50,000

  • Fixed Residential · 3yr Fixed · P&I · Investor
  • RBA cash rate
4.005.006.007.00SepOctToday6.98% p.a. today

No changes recorded for this product since tracking began on 11 November 2026.

Get the peace of mind that comes from knowing that your rate and payment remain the same for a fixed period of time.

Also from Horizon Bank: First Home Buyer Loan 6.15% · Fixed Home Loan 6.73% · Home Sweet Home Loan 7.12%

As of 14 November 2026, the Horizon Bank Fixed Residential's 3-year fixed investor P&I variant has a comparison rate of 6.98% (6.59% advertised), ranking 28th of 71 3-year fixed investor P&I loans. The product comes in 16 variants; the others are investor, interest-only, other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.