Home loan · 3yr Fixed
Home Loan-Fixed
8.41%comparison rate p.a. · 6.64% advertised
3yr Fixed · P&I · ≤80% LVR
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $250
- Ongoing fee
- None
- Discharge fee
- None
- 1yr Fixed · P&I · ≤80% LVR
- 8.87% comparison · 6.64% advertised
- 1yr Fixed · P&I · 80–95% LVR
- 8.89% comparison · 6.84% advertised
- 1yr Fixed · Interest Only · ≤80% LVR
- 8.89% comparison · 6.84% advertised
- 1yr Fixed · Interest Only · 80–95% LVR
- 8.91% comparison · 7.04% advertised
- 2yr Fixed · P&I · ≤80% LVR
- 8.63% comparison · 6.64% advertised
- 2yr Fixed · P&I · 80–95% LVR
- 8.67% comparison · 6.84% advertised
- 2yr Fixed · Interest Only · ≤80% LVR
- 8.67% comparison · 6.84% advertised
- 2yr Fixed · Interest Only · 80–95% LVR
- 8.71% comparison · 7.04% advertised
- 3yr Fixed · P&I · ≤80% LVR
- 8.41% comparison · 6.64% advertised
- 3yr Fixed · P&I · 80–95% LVR
- 8.47% comparison · 6.84% advertised
- 3yr Fixed · Interest Only · ≤80% LVR
- 8.48% comparison · 6.84% advertised
- 3yr Fixed · Interest Only · 80–95% LVR
- 8.54% comparison · 7.04% advertised
- Application fee
- $250
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Home Loan-Fixed · 3yr Fixed · P&I
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
Our Fixed Rate Home Loan provides you with the best of both worlds, a fixed rate and the full range of home loan benefits including a 100% offset account. A fixed rate loan gives you certainty of what your regular repayment will be for up to 3 years.
Also from Queensland Country Bank: Home Loan-Package 6.25% · Home Loan-Package Fixed Rate 6.54% · Home Loan-Variable Rate 9.14%
As of 13 November 2026, the Queensland Country Bank Home Loan-Fixed's 3-year fixed P&I variant has a comparison rate of 8.41% (6.64% advertised), ranking 2nd of 2 3-year fixed P&I loans. The product comes in 12 variants; the others are interest-only, other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.