Home loan · Variable
Home Loan-Variable Rate
9.14%comparison rate p.a. · 8.99% advertised
Variable · P&I · ≤95% LVR
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $250
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · ≤95% LVR
- 9.14% comparison · 8.99% advertised
- Variable · Interest Only · ≤95% LVR
- 9.24% comparison · 9.34% advertised
- Application fee
- $250
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Home Loan-Variable Rate · Variable · P&I
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
Our Standard Variable Rate Home Loan is a simple, easy to manage product that is equally suited to owner-occupiers, residential investors or even those purchasing a vacant block of land. Extra payments can be made with flexibility to redraw.
Also from Queensland Country Bank: Home Loan-Package 6.25% · Home Loan-Package Fixed Rate 6.54% · Home Loan-Fixed 8.41%
As of 13 November 2026, the Queensland Country Bank Home Loan-Variable Rate's variable P&I variant has a comparison rate of 9.14% (8.99% advertised), ranking 3rd of 3 variable P&I loans. The product comes in 2 variants; the other is interest-only. From the provider's Consumer Data Right feed, refreshed nightly.