Home loan · 2yr Fixed

Home Loan-Package Fixed Rate

Rate
Loan for
Repayments
Deposit

6.54%comparison rate p.a. · 6.29% advertised · With the Ultimate Home Loan Package · $395 a year

2yr Fixed · P&I · ≤80% LVR

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
None
Compare all 859 home loans

1yr Fixed · P&I · ≤80% LVR
6.93% comparison · 6.49% advertised
1yr Fixed · P&I · 80–95% LVR
6.95% comparison · 6.69% advertised
1yr Fixed · Interest Only · ≤80% LVR
6.94% comparison · 6.69% advertised
1yr Fixed · Interest Only · 80–95% LVR
6.96% comparison · 6.89% advertised
2yr Fixed · P&I · ≤80% LVR
6.54% comparison · 6.29% advertised
2yr Fixed · P&I · 80–95% LVR
6.58% comparison · 6.49% advertised
2yr Fixed · Interest Only · ≤80% LVR
6.58% comparison · 6.49% advertised
2yr Fixed · Interest Only · 80–95% LVR
6.62% comparison · 6.69% advertised
3yr Fixed · P&I · ≤80% LVR
6.91% comparison · 6.49% advertised
3yr Fixed · P&I · 80–95% LVR
6.96% comparison · 6.69% advertised
3yr Fixed · Interest Only · ≤80% LVR
6.95% comparison · 6.69% advertised
3yr Fixed · Interest Only · 80–95% LVR
7.01% comparison · 6.89% advertised

Application fee
None
Ongoing fee
None
Discharge fee
None
Package (Ultimate Home Loan Package)
$395 a year
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$100,000

  • Home Loan-Package Fixed Rate · 2yr Fixed · P&I
  • RBA cash rate
5.006.00SepOctToday6.54% p.a. today

No changes recorded for this product since tracking began on 11 November 2026.

Our Ultimate Home Loan Package bundles together your home loan, an everyday account & our low rate credit card. Establishment fee waivers on personal loans, no annual fee on a visa credit card, access to discounted general insurance under our package.

Also from Queensland Country Bank: Home Loan-Package 6.25% · Home Loan-Fixed 8.41% · Home Loan-Variable Rate 9.14%

As of 13 November 2026, the Queensland Country Bank Home Loan-Package Fixed Rate's 2-year fixed P&I variant has a comparison rate of 6.54% (6.29% advertised), ranking 1st of 2 2-year fixed P&I loans. The product comes in 12 variants; the others are interest-only, other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.