Home loan · Variable
Home Loan-Package
6.25%comparison rate p.a. · 6.24% advertised · With the Standard Ultimate Home Loan Package · $395 a year
Variable · P&I · Owner-occupier · ≤80% LVR
9th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Owner-occupier · ≤80% LVR
- 6.25% comparison · 6.24% advertised
- Variable · P&I · Owner-occupier · 80–95% LVR
- 6.45% comparison · 6.44% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 6.25% comparison · 6.24% advertised
- Variable · Interest Only · Owner-occupier · 80–95% LVR
- 6.45% comparison · 6.44% advertised
- Variable · P&I · ≤95% LVR
- 8.81% comparison · 8.49% advertised
- Variable · Interest Only · ≤95% LVR
- 8.91% comparison · 8.84% advertised
- Variable · P&I · Investor · ≤80% LVR
- 6.45% comparison · 6.44% advertised
- Variable · P&I · Investor · 80–95% LVR
- 6.65% comparison · 6.64% advertised
- Variable · Interest Only · Investor · ≤80% LVR
- 6.45% comparison · 6.44% advertised
- Variable · Interest Only · Investor · 80–95% LVR
- 6.65% comparison · 6.64% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Package (Standard Ultimate Home Loan Package)
- $395 a year
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $100,000
- Home Loan-Package · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
Our Ultimate Home Loan Package bundles together your home loan, an everyday account & our low rate credit card. Establishment fee waivers on personal loans, no annual fee on a visa credit card, access to discounted general insurance under our package.
Also from Queensland Country Bank: Home Loan-Package Fixed Rate 6.54% · Home Loan-Fixed 8.41% · Home Loan-Variable Rate 9.14%
As of 13 November 2026, the Queensland Country Bank Home Loan-Package's variable owner-occupier P&I variant has a comparison rate of 6.25% (6.24% advertised), ranking 9th of 149 variable owner-occupier P&I loans and sitting 0.57 points below the market average of 6.82%. The product comes in 10 variants; the others are investor, interest-only and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.