As of 18 September 2026, the ING Personal Loan has a comparison rate of 7.03% (from 6.19% advertised), ranking 34th of 212 unsecured loans tracked by BankMate and sitting 10.10 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
7.03%comparison rate p.a.
from 6.19% advertised · Unsecured · fixed · any purpose
Fees: $8/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- ING Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.19% p.a.
- Comparison rate
- 7.03% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $30
Loan terms
- Loan amount
- $5,000 – $60,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
Eligibility
- Minimum income
- $36,000 a year
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Unsecured personal loan with a low fixed rate, monthly Loan Service Fee and no early repayment fees.