Every change at BOQ

11 changes since 1 March 2026 · our own corrections of a misread figure aren’t shown

October 20267 changes

29Thu
- Term depositsmyBOQ Term Deposit4 terms up 0.05 to 0.1029 days after the RBA rise to 4.60%
  6-month, paid at maturity 5.20 5.25 +0.05
  7-month, paid at maturity 5.15 5.20 +0.05
  9-month, paid at maturity 5.15 5.20 +0.05
  12-month, paid at maturity 5.30 5.40 +0.10
  +0.05 to +0.10
26Mon
- Credit cardsBOQ Platinum Visa Credit Cardearn rates restated
  —
9Fri
- Savings accounts3 accounts up 0.20 to 0.259 days after the RBA rise to 4.60%
  Future Saver Account 5.80 6.00 +0.20
  Smart Saver Account 5.40 5.65 +0.25
  Simple Saver Account 4.80 5.00 +0.20
  +0.20 to +0.25

8Thu

Home loansFixed Rate Home Loan33 variants up 0.13 to 0.348 days after the RBA rise to 4.60%

2yr Fixed · P&I · Owner-occupier · ≤80% LVR	6.28	→	6.59	+0.31
3yr Fixed · P&I · Owner-occupier · ≤80% LVR	6.31	→	6.64	+0.33
2yr Fixed · P&I · Investor · ≤80% LVR	6.43	→	6.74	+0.31
2yr Fixed · Interest Only · Investor · ≤80% LVR	6.43	→	6.74	+0.31
3yr Fixed · P&I · Investor · ≤80% LVR	6.46	→	6.79	+0.33
3yr Fixed · Interest Only · Investor · ≤80% LVR	6.45	→	6.78	+0.33
4yr Fixed · P&I · Owner-occupier · ≤80% LVR	6.50	→	6.73	+0.23
5yr Fixed · P&I · Owner-occupier · ≤80% LVR	6.55	→	6.78	+0.23
3yr Fixed · P&I · Investor · 80–90% LVR	6.66	→	7.00	+0.34
2yr Fixed · Interest Only · Owner-occupier · ≤90% LVR	7.84	→	7.97	+0.13
3yr Fixed · Interest Only · Investor · 80–90% LVR	6.66	→	6.99	+0.33
3yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.48	→	6.82	+0.34
2yr Fixed · P&I · Investor · 80–90% LVR	6.67	→	6.98	+0.31
5yr Fixed · P&I · Investor · ≤80% LVR	6.75	→	6.93	+0.18
2yr Fixed · P&I · Owner-occupier · ≤95% LVR	8.01	→	8.32	+0.31
2yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.47	→	6.78	+0.31
2yr Fixed · Interest Only · Investor · 80–90% LVR	6.67	→	6.98	+0.31
4yr Fixed · P&I · Investor · ≤80% LVR	6.69	→	6.89	+0.20
3yr Fixed · P&I · Owner-occupier · ≤95% LVR	7.87	→	8.21	+0.34
4yr Fixed · Interest Only · Investor · ≤80% LVR	6.71	→	6.89	+0.18
5yr Fixed · Interest Only · Investor · ≤80% LVR	6.77	→	6.94	+0.17
5yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.75	→	6.98	+0.23
4yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.69	→	6.92	+0.23
5yr Fixed · P&I · Investor · 80–90% LVR	6.93	→	7.11	+0.18
4yr Fixed · P&I · Investor · 80–90% LVR	6.89	→	7.08	+0.19
5yr Fixed · Interest Only · Investor · 80–90% LVR	6.96	→	7.12	+0.16
4yr Fixed · Interest Only · Investor · 80–90% LVR	6.91	→	7.09	+0.18
4yr Fixed · P&I · Owner-occupier · ≤95% LVR	7.93	→	8.16	+0.23
5yr Fixed · P&I · Owner-occupier · ≤95% LVR	7.85	→	8.07	+0.22
3yr Fixed · Interest Only · Owner-occupier · ≤90% LVR	8.06	→	8.19	+0.13
4yr Fixed · Interest Only · Owner-occupier · ≤90% LVR	8.10	→	8.24	+0.14
1yr Fixed · Interest Only · Investor · ≤80% LVR	8.86	→	9.08	+0.22
5yr Fixed · Interest Only · Owner-occupier · ≤90% LVR	8.17	→	8.30	+0.13

+0.13 to +0.34

3Sat

Home loansEconomy Variable Home Loan13 variants up 0.24 to 0.253 days after the RBA rise to 4.60%

All Variable

P&I · Owner-occupier · ≤70% LVR	6.18	→	6.42	+0.24
P&I · Owner-occupier · 70–80% LVR	6.23	→	6.47	+0.24
P&I · Investor · ≤70% LVR	6.28	→	6.52	+0.24
P&I · Owner-occupier · 80–90% LVR	6.34	→	6.58	+0.24
P&I · Investor · 70–80% LVR	6.34	→	6.58	+0.24
Interest Only · Investor · ≤70% LVR	6.38	→	6.63	+0.25
Interest Only · Investor · 70–80% LVR	6.41	→	6.66	+0.25
P&I · Investor · 80–90% LVR	6.58	→	6.83	+0.25
Interest Only · Investor · 80–90% LVR	6.64	→	6.89	+0.25
P&I · Owner-occupier · ≤90% LVR	7.71	→	7.96	+0.25
P&I · Investor · ≤90% LVR	8.06	→	8.31	+0.25
Interest Only · Owner-occupier · ≤90% LVR	7.92	→	8.17	+0.25
Interest Only · Investor · ≤90% LVR	8.21	→	8.46	+0.25

+0.24 to +0.25

Home loansClear Path Variable Home Loan14 variants up 0.25 to 0.263 days after the RBA rise to 4.60%

All Variable

P&I · Owner-occupier · ≤80% LVR	6.26	→	6.51	+0.25
P&I · Investor · ≤80% LVR	6.41	→	6.66	+0.25
P&I · Owner-occupier · 80–90% LVR	6.41	→	6.66	+0.25
Interest Only · Investor · ≤80% LVR	6.45	→	6.70	+0.25
P&I · Investor · 80–90% LVR	6.66	→	6.91	+0.25
P&I · Owner-occupier · 90–95% LVR	6.71	→	6.96	+0.25
Interest Only · Investor · 80–90% LVR	6.76	→	7.01	+0.25
P&I · Investor · 90–95% LVR	7.11	→	7.36	+0.25
Interest Only · Owner-occupier · ≤80% LVR	6.91	→	7.16	+0.25
Interest Only · Owner-occupier · 80–90% LVR	7.11	→	7.36	+0.25
P&I · Owner-occupier · ≤95% LVR	8.35	→	8.60	+0.25
Interest Only · Owner-occupier · ≤95% LVR	8.53	→	8.78	+0.25
P&I · Investor · ≤95% LVR	8.98	→	9.23	+0.25
Interest Only · Investor · ≤95% LVR	9.09	→	9.35	+0.26

+0.25 to +0.26

2Fri
- Credit cardsBOQ Platinum Visa Credit Cardbase earn rate 2 → 1 per $
  —

September 20261 change

23Wed
- Savings accounts2 accounts up 0.20 to 0.25
  Future Saver Account 5.60 5.80 +0.20
  Smart Saver Account 5.15 5.40 +0.25
  +0.20 to +0.25

June 20262 changes

9Tue
- Savings accountsFuture Saver Account5.35 → 5.60Bonus rate 5.30% → 5.55% · 34 days after the RBA rise to 4.35%
  +0.25
5Fri
- Savings accountsSimple Saver Account4.55 → 4.80Total rate 4.55% → 4.80% · 30 days after the RBA rise to 4.35%
  +0.25

March 20261 change

28Sat
- Savings accounts3 accounts up 0.25 to 0.3010 days after the RBA rise to 4.10%
  Future Saver Account 5.10 5.35 +0.25
  Smart Saver Account 4.85 5.15 +0.30
  Simple Saver Account 4.30 4.55 +0.25
  +0.25 to +0.30

No changes on record for BOQ’s everyday accounts.

6-month, paid at maturity	5.20	→	5.25	+0.05
7-month, paid at maturity	5.15	→	5.20	+0.05
9-month, paid at maturity	5.15	→	5.20	+0.05
12-month, paid at maturity	5.30	→	5.40	+0.10

Future Saver Account	5.80	→	6.00	+0.20
Smart Saver Account	5.40	→	5.65	+0.25
Simple Saver Account	4.80	→	5.00	+0.20

Future Saver Account	5.60	→	5.80	+0.20
Smart Saver Account	5.15	→	5.40	+0.25

Future Saver Account	5.10	→	5.35	+0.25
Smart Saver Account	4.85	→	5.15	+0.30
Simple Saver Account	4.30	→	4.55	+0.25