Savings account · 18+ years
P&N Hi Saver Account
0.05%p.a. total
No bonus conditions: the rate is paid every month
5.60% for the first 4 months, then 0.05%148th of 152 savings accounts · market average 4.47%
The RBA raised the cash rate to 4.85% on 4 November. Hi Saver Account hasn't moved yet.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone 18 or over
- Balance
No balance cap.
Rate history
No change since tracking began on 25 Sep- Hi Saver Account
- RBA cash rate
- Market average
No changes recorded for this account since tracking began on 25 September 2026.
- #120SepSep 2026: ranked 120 of 121
- #147OctOct 2026: ranked 147 of 151
- #148NowNov 2026: ranked 148 of 152
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #147 of 151 in Oct 2026 to #120 of 121 in Sep 2026.
- Interest a year
- $25
- Each month
- $2
- Against the average (4.47%)
- −$2,211
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Boost your savings and enjoy bonus interest for the first four months with our Hi Saver Account. It's your savings, supercharged.
Notes from savers
to leave a note.
Other P&N accounts: Savvy Saver Account 5.50% · Smart Saver Account 5.35% · Way Cool Saver 3.80%
Pays 0.05% p.a. with no bonus conditions as of 10 November 2026. Ranks 148th of 152 savings accounts tracked by BankMate, 4.42 points below the average of 4.47%. It has not changed since tracking began on 25 September 2026. From P&N's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·