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Bank First · Term deposit · 1 term
Live1 Year Regular Income Term Deposit
The Bank First 1 Year Regular Income Term Deposit pays up to 5.40% p.a. as of 18 September 2026, over a 12-month term, 12th of 590 12-month deposits tracked by BankMate. Interest is paid monthly, from a $5,000 deposit. Its rates last changed on 18 September 2026.
5.40%p.a. · 1 year
interest monthly; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
3 changes since 9 Apr 2026- 1 Year Regular Income Term Deposit · 12-month 5.20 → 5.40+0.20
- 1 Year Regular Income Term Deposit · 12-month 5.30 → 5.20−0.10
- 1 Year Regular Income Term Deposit · 12-month 5.20 → 5.3045 days after the RBA rise to 4.10%+0.10
Rates by term
Ranked within each term- 1 year
- 5.40% · #12 of 590 12-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $10,000,000
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed