BankMate
Home
Compare
Quiz
Leaders
🏦

Best of Big 4

Top term deposit rates from Commonwealth Bank, Westpac, ANZ, and NAB

🏦

Best of Big 4

#1
🏪
NAB Term Deposit
NABLive
5.20%1 year
+

Rate Details

Interest rate5.20%
Term1 year
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#2
🏪
NAB Term Deposit
NABLive
5.20%1 year
+

Rate Details

Interest rate5.20%
Term1 year
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#3
🏪
NAB Term Deposit
NABLive
5.20%1 year
+

Rate Details

Interest rate5.20%
Term1 year
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#4
🏪
NAB Term Deposit
NABLive
5.10%1 year
+

Rate Details

Interest rate5.10%
Term1 year
Interest paidQuarterly

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#5
🏪
NAB Term Deposit
NABLive
5.10%1 year
+

Rate Details

Interest rate5.10%
Term1 year
Interest paidMonthly

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#6
🏛️
ANZ Advance Notice Term Deposit
ANZLive
5.09%1 year
+

Rate Details

Interest rate5.09%
Term1 year
Interest paidAnnually

Details

💰Minimum deposit
$0
✅Early withdrawal
Allowed
A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
🔄Compounding
monthly
#7
🏛️
ANZ Advance Notice Term Deposit
ANZLive
5.09%1 year
+

Rate Details

Interest rate5.09%
Term1 year
Interest paidAnnually

Details

💰Minimum deposit
$0
✅Early withdrawal
Allowed
A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
🔄Compounding
monthly
#8
🏛️
ANZ Advance Notice Term Deposit
ANZLive
5.05%1 year
+

Rate Details

Interest rate5.05%
Term1 year
Interest paidQuarterly

Details

💰Minimum deposit
$0
✅Early withdrawal
Allowed
A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
🔄Compounding
monthly
#9
🏛️
ANZ Advance Notice Term Deposit
ANZLive
5.03%1 year
+

Rate Details

Interest rate5.03%
Term1 year
Interest paidMonthly

Details

💰Minimum deposit
$0
✅Early withdrawal
Allowed
A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
🔄Compounding
monthly
#10
🏪
NAB Term Deposit
NABLive
5.00%20 months
+

Rate Details

Interest rate5.00%
Term20 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#11
🏪
NAB Term Deposit
NABLive
5.00%17 months
+

Rate Details

Interest rate5.00%
Term17 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#12
🏪
NAB Term Deposit
NABLive
5.00%15 months
+

Rate Details

Interest rate5.00%
Term15 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#13
🏢
Term Deposit
WestpacLive
5.00%2 years
+

Rate Details

Interest rate5.00%
Term2 years
Interest paidAt maturity

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
#14
🏪
NAB Term Deposit
NABLive
5.00%18 months
+

Rate Details

Interest rate5.00%
Term18 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#15
🏛️
ANZ Advance Notice Term Deposit
ANZLive
5.00%7 months
+

Rate Details

Interest rate5.00%
Term7 months
Interest paidAt maturity

Details

💰Minimum deposit
$0
✅Early withdrawal
Allowed
A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
🔄Compounding
monthly
#16
🏪
NAB Term Deposit
NABLive
5.00%23 months
+

Rate Details

Interest rate5.00%
Term23 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#17
🏪
NAB Term Deposit
NABLive
5.00%2 years
+

Rate Details

Interest rate5.00%
Term2 years
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#18
🏪
NAB Term Deposit
NABLive
5.00%15 months
+

Rate Details

Interest rate5.00%
Term15 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#19
🏪
NAB Term Deposit
NABLive
5.00%16 months
+

Rate Details

Interest rate5.00%
Term16 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#20
🏪
NAB Term Deposit
NABLive
5.00%18 months
+

Rate Details

Interest rate5.00%
Term18 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#21
🏪
NAB Term Deposit
NABLive
5.00%19 months
+

Rate Details

Interest rate5.00%
Term19 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#22
🏪
NAB Term Deposit
NABLive
5.00%14 months
+

Rate Details

Interest rate5.00%
Term14 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#23
🏪
NAB Term Deposit
NABLive
5.00%21 months
+

Rate Details

Interest rate5.00%
Term21 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#24
🏪
NAB Term Deposit
NABLive
5.00%20 months
+

Rate Details

Interest rate5.00%
Term20 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#25
🏪
NAB Term Deposit
NABLive
5.00%22 months
+

Rate Details

Interest rate5.00%
Term22 months
Interest paidAnnually

Details

💰Minimum deposit
$5,000
📊Maximum deposit
$1,999,999
🚫Early withdrawal
Not allowed
🔄Compounding
monthly

These rankings rate every term deposits on one figure. Answer a few questions to see the ones that fit you →

As of 16 September 2026, the highest term deposit rate among Commonwealth Bank, Westpac, ANZ and NAB tracked by BankMate is 5.20% p.a. for 12 months from NAB (NAB Term Deposit). How we rank →