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Best Long Term (2+ years)

Top rates for longer commitments of 2 years or more

🔒

Best Long Term (2+ years)

#1
🏦
Term Deposit
G&C Mutual BankLive
5.55%2 years
+

Rate Details

Interest rate5.55%
Term2 years
Interest paidAnnually

Details

💰Minimum deposit
$1,000
📊Maximum deposit
$9,999,999
Early withdrawal
Allowed
Early withdrawal may be allowed at the discretion of the Bank on 31 days' notice. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
🔄Compounding
monthly
#2
🏦
Term Deposit
G&C Mutual BankLive
5.55%30 months
+

Rate Details

Interest rate5.55%
Term30 months
Interest paidAnnually

Details

💰Minimum deposit
$1,000
📊Maximum deposit
$9,999,999
Early withdrawal
Allowed
Early withdrawal may be allowed at the discretion of the Bank on 31 days' notice. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
🔄Compounding
monthly
#3
🏦
Personal Term Deposits
Judo BankLive
5.50%5 years
+

Rate Details

Interest rate5.50%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#4
🏦
Personal Term Deposits
Judo BankLive
5.50%4 years
+

Rate Details

Interest rate5.50%
Term4 years
Interest paidAnnually

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#5
🏦
Personal Term Deposits
Judo BankLive
5.40%2 years
+

Rate Details

Interest rate5.40%
Term2 years
Interest paidAnnually

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#6
🏦
Personal Term Deposits
Judo BankLive
5.40%3 years
+

Rate Details

Interest rate5.40%
Term3 years
Interest paidAnnually

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#7
🏦
Term Deposit
G&C Mutual BankLive
5.40%30 months
+

Rate Details

Interest rate5.40%
Term30 months
Interest paidMonthly

Details

💰Minimum deposit
$1,000
📊Maximum deposit
$9,999,999
Early withdrawal
Allowed
Early withdrawal may be allowed at the discretion of the Bank on 31 days' notice. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
🔄Compounding
monthly
#8
🏦
Personal Term Deposits
Judo BankLive
5.40%5 years
+

Rate Details

Interest rate5.40%
Term5 years
Interest paidMonthly

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#9
🏦
Personal Term Deposits
Judo BankLive
5.40%4 years
+

Rate Details

Interest rate5.40%
Term4 years
Interest paidMonthly

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#10
🏦
Term Deposit
G&C Mutual BankLive
5.40%2 years
+

Rate Details

Interest rate5.40%
Term2 years
Interest paidMonthly

Details

💰Minimum deposit
$1,000
📊Maximum deposit
$9,999,999
Early withdrawal
Allowed
Early withdrawal may be allowed at the discretion of the Bank on 31 days' notice. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
🔄Compounding
monthly
#11
🏘️
Term Deposit
Unity BankLive
5.35%30 months
+

Rate Details

Interest rate5.35%
Term30 months
Interest paidAnnually

Details

💰Minimum deposit
$1,000
📊Maximum deposit
$9,999,999
Early withdrawal
Allowed
Early withdrawal may be allowed at the discretion of the Bank on 31 days' notice. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
🔄Compounding
monthly
#12
🏘️
Term Deposit
Unity BankLive
5.35%2 years
+

Rate Details

Interest rate5.35%
Term2 years
Interest paidAnnually

Details

💰Minimum deposit
$1,000
📊Maximum deposit
$9,999,999
Early withdrawal
Allowed
Early withdrawal may be allowed at the discretion of the Bank on 31 days' notice. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
🔄Compounding
monthly
#13
🐄
Online Term Deposit
RabobankLive
5.30%5 years
+

Rate Details

Interest rate5.30%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$500,000.01
📊Maximum deposit
$1,000,000
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#14
🐄
Online Term Deposit
RabobankLive
5.30%5 years
+

Rate Details

Interest rate5.30%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$500,000.01
📊Maximum deposit
$1,000,000
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#15
🐄
Online Term Deposit
RabobankLive
5.30%5 years
+

Rate Details

Interest rate5.30%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$1,000,000.01
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#16
🐄
Online Term Deposit
RabobankLive
5.30%5 years
+

Rate Details

Interest rate5.30%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$1,000,000.01
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#17
🏦
Personal Term Deposits
Judo BankLive
5.30%3 years
+

Rate Details

Interest rate5.30%
Term3 years
Interest paidMonthly

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#18
🏦
Personal Term Deposits
Judo BankLive
5.30%2 years
+

Rate Details

Interest rate5.30%
Term2 years
Interest paidMonthly

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#19
🐄
Online Term Deposit
RabobankLive
5.25%5 years
+

Rate Details

Interest rate5.25%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$100,000.01
📊Maximum deposit
$250,000
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#20
🐄
Online Term Deposit
RabobankLive
5.25%5 years
+

Rate Details

Interest rate5.25%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$250,000.01
📊Maximum deposit
$500,000
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#21
🐄
Online Term Deposit
RabobankLive
5.25%5 years
+

Rate Details

Interest rate5.25%
Term5 years
Interest paidQuarterly

Details

💰Minimum deposit
$1,000,000.01
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#22
🐄
Online Term Deposit
RabobankLive
5.25%5 years
+

Rate Details

Interest rate5.25%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$100,000.01
📊Maximum deposit
$250,000
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#23
💳
Personal Term Deposits
INGLive
5.25%2 years
+

Rate Details

Interest rate5.25%
Term2 years
Interest paidAt maturity

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#24
🐄
Online Term Deposit
RabobankLive
5.25%5 years
+

Rate Details

Interest rate5.25%
Term5 years
Interest paidAnnually

Details

💰Minimum deposit
$250,000.01
📊Maximum deposit
$500,000
🚫Early withdrawal
Not allowed
🔄Compounding
monthly
#25
🚀
Term Deposit
MOVE BankLive
5.25%2 years
+

Rate Details

Interest rate5.25%
Term2 years
Interest paidAnnually

Details

💰Minimum deposit
$0
🚫Early withdrawal
Not allowed
🔄Compounding
monthly

These rankings rate every term deposits on one figure. Answer a few questions to see the ones that fit you →

As of 16 September 2026, the highest term deposit rate for terms of 2 years or more tracked by BankMate is 5.55% p.a. for 24 months from G&C Mutual Bank (Term Deposit). How we rank →