Term deposit leaderboard102 term deposits1 November 2026
The highest term deposit rates paid monthly.
Rank by
- First5.55%p.a. for 5 yearsPersonal Term DepositsJudo BankInterest paid monthly · From $1,000 · Up to $2,000,000Go to site
- Second5.50%p.a. for 1 yearTerm DepositsQudos BankInterest paid monthly · From $500 · Up to $3,000,000Go to site
- Third5.50%p.a. for 1 yearMonthly Term Deposit 12 monthsBank AustraliaInterest paid monthly · From $500 · Up to $3,000,000Go to site
Ranked by advertised interest rate, highest first, among deposits that pay interest monthly. Leaves out deposits that pay interest quarterly, annually or at maturity. Business, SMSF, broker and wholesale term deposits. Compares 50 banks, not the whole market.
The other 99 term deposits
Ranked by advertised interest rate, highest first, among deposits that pay interest monthly. All 99: Interest paid monthly.
4Places moved since 2 October0.25Rate changed in the last 30 days0.25Earlier change
| # | Term deposit | Deposit from | Up to | Paid monthly | Links |
|---|---|---|---|---|---|
| 4 |  | $1,000 | $9,999,999 | 5.40%p.a. for 18 months0.15 below first ranked | Go to site |
| 5 |  | $5,000 | — | 5.40%p.a. for 1 year0.15 below first ranked | Go to site |
| 6 |  | $5,000 | $10,000,000 | 5.40%p.a. for 1 year0.15 below first ranked | Go to site |
| 7 |  | $50,000 | $2,500,000 | 5.35%p.a. for 9 months0.20 below first ranked | Go to site |
| 8 | | $500 | $3,000,000 | 5.30%p.a. for 3 years0.25 below first ranked | Go to site |
| 9 |  | $1,000 | — | 5.30%p.a. for 1 year0.25 below first ranked | Go to site |
| 10 |  | $99,999 | $249,999 | 5.30%p.a. for 1 year0.25 below first ranked | Go to site |
| 11 | | $500 | $3,000,000 | 5.30%p.a. for 2 years0.25 below first ranked | Go to site |
| 12 |  | $1,000 | $100,000,000 | 5.30%p.a. for 1 year0.25 below first ranked | Go to site |
| 13 |  | $50,000 | — | 5.30%p.a. for 1 year0.25 below first ranked | Go to site |
| 14 |  | $250,000 | $9,999,999 | 5.30%p.a. for 1 year0.25 below first ranked | Go to site |
| 15 |  | $5,000 | $20,000,000 | 5.30%p.a. for 1 year0.25 below first ranked | Go to site |
| 16 | | $99,999 | $249,999 | 5.25%p.a. for 6 months0.30 below first ranked | Go to site |
| 17 | | $250,000 | $9,999,999 | 5.25%p.a. for 9 months0.30 below first ranked | Go to site |
| 18 |  | — | $10 | 5.25%p.a. for 1 year0.30 below first ranked | Go to site |
| 19 |  | $5,000 | — | 5.25%p.a. for 1 year0.30 below first ranked | Go to site |
| 20 | | $5,000 | — | 5.25%p.a. for 5 years0.30 below first ranked | Go to site |
| 21 |  | $1,000,000 | $2,000,000 | 5.20%p.a. for 5 years0.35 below first ranked | Go to site |
| 22 | | $5,000 | $49,999 | 5.20%p.a. for 2 years0.35 below first ranked | Go to site |
| 23 |  | $1,000 | — | 5.20%p.a. for 1 year0.35 below first ranked | Go to site |
| 24 |  | $10,000 | $500,000 | 5.20%p.a. for 9 months0.35 below first ranked | Go to site |
| 25 |  | $5,000 | $1,000,000 | 5.20%p.a. for 1 year0.35 below first ranked | Go to site |
| 26 |  | $5,000 | $20,000 | 5.20%p.a. for 1 year0.35 below first ranked | Go to site |
| 27 |  | $5,000 | $1,999,999 | 5.20%p.a. for 1 year0.35 below first ranked | Go to site |
| 28 |  | $500,000 | $5,000,000 | 5.20%p.a. for 1 year0.35 below first ranked | Go to site |
| 29 |  | $5,000 | $1,000,000 | 5.20%p.a. for 1 year0.35 below first ranked | Go to site |
| 30 | | $500 | $3,000,000 | 5.20%p.a. for 6 months0.35 below first ranked | Go to site |
| 31 |  | $5,000 | — | 5.18%p.a. for 1 year0.37 below first ranked | Go to site |
| 32 |  | $1,000 | $10,000,000 | 5.18%p.a. for 1 year0.37 below first ranked | Go to site |
| 33 |  | $5,000 | — | 5.17%p.a. for 1 year0.38 below first ranked | Go to site |
| 34 |  | $1,000 | — | 5.15%p.a. for 5 years0.40 below first ranked | Go to site |
| 35 |  | $4,999 | $1,000,000 | 5.15%p.a. for 6 months0.40 below first ranked | Go to site |
| 36 | | $250,000 | $9,999,999 | 5.15%p.a. for 6 months0.40 below first ranked | Go to site |
| 37 |  | $5,000 | — | 5.13%p.a. for 5 years0.42 below first ranked | Go to site |
| 38 |  | $200,000 | $5,000,000 | 5.10%p.a. for 1 year0.45 below first ranked | Go to site |
| 39 |  | $100,000 | — | 5.10%p.a. for 2 years0.45 below first ranked | Go to site |
| 40 | | $5,000 | $49,999 | 5.10%p.a. for 3 years0.45 below first ranked | Go to site |
| 41 |  | $50,000 | — | 5.10%p.a. for 1 year0.45 below first ranked | Go to site |
| 42 | | $5,000 | $1,000,000 | 5.10%p.a. for 6 months0.45 below first ranked | Go to site |
| 43 |  | $1,000 | $1,000,000 | 5.10%p.a. for 1 year0.45 below first ranked | Go to site |
| 44 |  | $1,000 | $1,000,000 | 5.10%p.a. for 6 months0.45 below first ranked | Go to site |
| 45 | | $5,000 | $1,000,000 | 5.10%p.a. for 6 months0.45 below first ranked | Go to site |
| 46 | | $4,999 | $1,000,000 | 5.05%p.a. for 1 year0.50 below first ranked | Go to site |
| 47 |  | $1,000 | $1,000,000 | 5.00%p.a. for 1 year0.55 below first ranked | Go to site |
| 48 | | $249,999 | $1,000,000 | 5.00%p.a. for 3 months0.55 below first ranked | Go to site |
| 49 | | $5,000 | $1,000,000 | 5.00%p.a. for 2 years0.55 below first ranked | Go to site |
| 50 |  | $50,000 | $1,700,000 | 5.00%p.a. for 1 year0.55 below first ranked | Go to site |
| 51 |  | $500 | $10,000 | 5.00%p.a. for 1 year0.55 below first ranked | Go to site |
| 52 |  | $5,000 | $250,000 | 4.90%p.a. for 2 years0.65 below first ranked | Go to site |
| 53 | | $5,000 | $50,000 | 4.90%p.a. for 18 months0.65 below first ranked | Go to site |
- 4Term DepositUnity Bank5.40%p.a. for 18 months0.15 below first rankedFrom $1,000 · Up to $9,999,999
- 5Term DepositHeartland Bank5.40%p.a. for 1 year0.15 below first rankedFrom $5,000
- 61 Year Regular Income Term DepositBank First5.40%p.a. for 1 year0.15 below first rankedFrom $5,000 · Up to $10,000,000
- 7ADELAIDE TERM DEPOSITPolice Credit Union Ltd5.35%p.a. for 9 months0.20 below first rankedFrom $50,000 · Up to $2,500,000
- 8Monthly Term Deposit 36 monthsBank Australia5.30%p.a. for 3 years0.25 below first rankedFrom $500 · Up to $3,000,000
- 9Income PlusAustralian Military Bank5.30%p.a. for 1 year0.25 below first rankedFrom $1,000
- 10TERM DEPOSITS - 12 MONTHS INTEREST MONTHLYCommFCU5.30%p.a. for 1 year0.25 below first rankedFrom $99,999 · Up to $249,999
- 11Monthly Term Deposit 24 monthsBank Australia5.30%p.a. for 2 years0.25 below first rankedFrom $500 · Up to $3,000,000
- 12Term DepositNewcastle Permanent5.30%p.a. for 1 year0.25 below first rankedFrom $1,000 · Up to $100,000,000
- 13Term Investment - Interest MonthlyGreater Bank5.30%p.a. for 1 year0.25 below first rankedFrom $50,000
- 14Term Deposit 12 MonthQBANK5.30%p.a. for 1 year0.25 below first rankedFrom $250,000 · Up to $9,999,999
- 15TERM DEPOSITSouthern Cross Credit Union5.30%p.a. for 1 year0.25 below first rankedFrom $5,000 · Up to $20,000,000
Only deposits that pay interest monthly. Rates are for new money at the minimum deposit.
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As of 1 November 2026, the highest rate on a term deposit that pays interest monthly tracked by BankMate is 5.55% p.a. for 60 months from Judo Bank (Personal Term Deposits). How we rank