Home loan · Variable
Discounted Ultimate Packaged Home Loan Variable
7.05%comparison rate p.a. · 6.69% advertised · With a package · $395 a year
Variable · P&I · Owner-occupier · ≤80% LVR
118th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- $300
- Variable · P&I · Owner-occupier · ≤80% LVR
- 7.05% comparison · 6.69% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 7.07% comparison · 6.79% advertised
- Variable · P&I · Investor · ≤80% LVR
- 7.25% comparison · 6.89% advertised
- Variable · Interest Only · Investor · ≤80% LVR
- 7.27% comparison · 6.99% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- $300
- Package (a package)
- $395 a year
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $150,000
- Discounted Ultimate Packaged Home Loan Variable · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
November 20264 changes
- 13Fri
- Variable investor P&I 7.00 → 7.259 days after the RBA rise to 4.85%+0.25
- Variable owner-occupier interest-only 6.82 → 7.079 days after the RBA rise to 4.85%+0.25
- Variable owner-occupier P&I 6.80 → 7.059 days after the RBA rise to 4.85%+0.25
- Variable investor interest-only 7.02 → 7.279 days after the RBA rise to 4.85%+0.25
Packaged home loan, with multiple features for one annual fee
Also from Greater Bank: Discounted Great Rate Home Loan Variable 6.35% · Great Rate Home Loan Fixed 7.59% · Ultimate Packaged Home Loan Fixed 7.79% · Great Rate Home Loan Variable 8.37% · Ultimate Packaged Home Loan Variable 8.50%
As of 14 November 2026, the Greater Bank Discounted Ultimate Packaged Home Loan Variable's variable owner-occupier P&I variant has a comparison rate of 7.05% (6.69% advertised), ranking 118th of 149 variable owner-occupier P&I loans and sitting 0.21 points above the market average of 6.84%. The product comes in 4 variants; the others are investor and interest-only. Its rate last moved on 13 November 2026, 9 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.