Greater Bank home loans
6 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Discounted Great Rate Home Loan VariableRedraw · no ongoing fee6.35%
- Discounted Ultimate Packaged Home Loan VariableOffset account · redraw · no ongoing fee7.05%
- Great Rate Home Loan VariableRedraw · no ongoing fee8.37%
- Ultimate Packaged Home Loan VariableOffset account · redraw · no ongoing fee8.50%
- Great Rate Home Loan FixedRedraw · no ongoing fee–
- Ultimate Packaged Home Loan FixedRedraw · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
November 20268 changes
- 13Fri
- Ultimate Packaged Home Loan - Fixed 5 Year Investment5-year fixed investor P&I 7.86 → 8.079 days after the RBA rise to 4.85%+0.21
- Ultimate Packaged Home Loan - Fixed 4 Year Interest Only Investment4-year fixed investor interest-only 8.01 → 8.249 days after the RBA rise to 4.85%+0.23
- Ultimate Packaged Home Loan - Fixed 2 Year Interest Only Investment2-year fixed investor interest-only 8.27 → 8.509 days after the RBA rise to 4.85%+0.23
- Ultimate Packaged Home Loan - Fixed 1 Year Investment1-year fixed investor P&I 8.43 → 8.679 days after the RBA rise to 4.85%+0.24
- Ultimate Packaged Home Loan - Fixed 4 Year Owner Occupied4-year fixed owner-occupier P&I 7.72 → 7.909 days after the RBA rise to 4.85%+0.18
- Ultimate Packaged Home Loan - Fixed 5 Year Interest Only Investment5-year fixed investor interest-only 7.90 → 8.129 days after the RBA rise to 4.85%+0.22
- Great Rate Home Loan - Fixed 2 Year Interest Only Investment2-year fixed investor interest-only 8.12 → 8.359 days after the RBA rise to 4.85%+0.23
- Discounted Ultimate Packaged Home Loan - Variable Investmentvariable investor P&I 7.00 → 7.259 days after the RBA rise to 4.85%+0.25
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on Greater Bank home loans
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As of 13 November 2026, Greater Bank has six home loan products in 56 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.35% (Discounted Great Rate Home Loan Variable), ranking 18th of 149 variable owner-occupier P&I loans and sitting 0.47 points below the market average of 6.82%. Its rates last moved on 13 November 2026, 9 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.