Home loan · 5yr Fixed
Great Rate Home Loan Fixed
7.59%comparison rate p.a. · 6.64% advertised
5yr Fixed · P&I · Owner-occupier · ≤95% LVR
51st of 61 5-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- $300
- 1yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 8.17% comparison · 6.54% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
- 8.18% comparison · 6.64% advertised
- 1yr Fixed · P&I · Investor · ≤95% LVR
- 8.53% comparison · 6.74% advertised
- 1yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.54% comparison · 6.84% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 7.99% comparison · 6.54% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
- 8.01% comparison · 6.64% advertised
- 2yr Fixed · P&I · Investor · ≤95% LVR
- 8.32% comparison · 6.74% advertised
- 2yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.35% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 7.82% comparison · 6.54% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
- 7.86% comparison · 6.64% advertised
- 3yr Fixed · P&I · Investor · ≤95% LVR
- 8.13% comparison · 6.69% advertised
- 3yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.17% comparison · 6.79% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 7.72% comparison · 6.64% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
- 7.77% comparison · 6.74% advertised
- 4yr Fixed · P&I · Investor · ≤95% LVR
- 8.02% comparison · 6.84% advertised
- 4yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.07% comparison · 6.94% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 7.59% comparison · 6.64% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
- 7.65% comparison · 6.74% advertised
- 5yr Fixed · P&I · Investor · ≤95% LVR
- 7.88% comparison · 6.84% advertised
- 5yr Fixed · Interest Only · Investor · ≤90% LVR
- 7.95% comparison · 6.94% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $30,000
- Great Rate Home Loan Fixed · 5yr Fixed · P&I · Owner-occupier
- RBA cash rate
November 20268 changes
- 13Fri
- 2-year fixed investor interest-only 8.12 → 8.359 days after the RBA rise to 4.85%+0.23
- 5-year fixed investor interest-only 7.73 → 7.959 days after the RBA rise to 4.85%+0.22
- 5-year fixed owner-occupier P&I 7.41 → 7.599 days after the RBA rise to 4.85%+0.18
- 2-year fixed investor P&I 8.09 → 8.329 days after the RBA rise to 4.85%+0.23
- 2-year fixed owner-occupier interest-only 7.80 → 8.019 days after the RBA rise to 4.85%+0.21
- 4-year fixed investor interest-only 7.85 → 8.079 days after the RBA rise to 4.85%+0.22
- 3-year fixed investor P&I 7.90 → 8.139 days after the RBA rise to 4.85%+0.23
- 3-year fixed investor interest-only 7.94 → 8.179 days after the RBA rise to 4.85%+0.23
Also from Greater Bank: Discounted Great Rate Home Loan Variable 6.35% · Discounted Ultimate Packaged Home Loan Variable 7.05% · Ultimate Packaged Home Loan Fixed 7.79% · Great Rate Home Loan Variable 8.37% · Ultimate Packaged Home Loan Variable 8.50%
As of 14 November 2026, the Greater Bank Great Rate Home Loan Fixed's 5-year fixed owner-occupier P&I variant has a comparison rate of 7.59% (6.64% advertised), ranking 51st of 61 5-year fixed owner-occupier P&I loans. The product comes in 20 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 13 November 2026, 9 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.