Home loan · Variable
Great Rate Home Loan Variable
8.37%comparison rate p.a. · 8.36% advertised
Variable · P&I · Owner-occupier · ≤95% LVR
145th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- $300
- Variable · P&I · Owner-occupier · ≤95% LVR
- 8.37% comparison · 8.36% advertised
- Variable · Interest Only · Owner-occupier · ≤90% LVR
- 8.42% comparison · 8.46% advertised
- Variable · P&I · Investor · ≤95% LVR
- 8.75% comparison · 8.74% advertised
- Variable · Interest Only · Investor · ≤90% LVR
- 8.80% comparison · 8.84% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $30,000
- Great Rate Home Loan Variable · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
November 20264 changes
- 13Fri
- Variable investor interest-only 8.55 → 8.809 days after the RBA rise to 4.85%+0.25
- Variable investor P&I 8.50 → 8.759 days after the RBA rise to 4.85%+0.25
- Variable owner-occupier interest-only 8.17 → 8.429 days after the RBA rise to 4.85%+0.25
- Variable owner-occupier P&I 8.12 → 8.379 days after the RBA rise to 4.85%+0.25
Also from Greater Bank: Discounted Great Rate Home Loan Variable 6.35% · Discounted Ultimate Packaged Home Loan Variable 7.05% · Great Rate Home Loan Fixed 7.59% · Ultimate Packaged Home Loan Fixed 7.79% · Ultimate Packaged Home Loan Variable 8.50%
As of 13 November 2026, the Greater Bank Great Rate Home Loan Variable's variable owner-occupier P&I variant has a comparison rate of 8.37% (8.36% advertised), ranking 145th of 149 variable owner-occupier P&I loans and sitting 1.55 points above the market average of 6.82%. The product comes in 4 variants; the others are investor and interest-only. Its rate last moved on 13 November 2026, 9 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.