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Home loan · 5yr Fixed

Ultimate Packaged Home Loan Fixed

Rate
Loan for
Repayments
Deposit

7.79%comparison rate p.a. · 6.59% advertised · With a package · $395 a year

5yr Fixed · P&I · Owner-occupier · ≤95% LVR

56th of 61 5-year fixed owner-occupier P&I loans

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The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
Yes
Extra repayments
Yes
Application fee
$500
Ongoing fee
None
Discharge fee
$300
Compare all 859 home loans
Compare Greater Bank Ultimate Packaged side by side

1yr Fixed · P&I · Owner-occupier · ≤95% LVR
8.32% comparison · 6.49% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
8.32% comparison · 6.59% advertised
1yr Fixed · P&I · Investor · ≤95% LVR
8.67% comparison · 6.69% advertised
1yr Fixed · Interest Only · Investor · ≤90% LVR
8.68% comparison · 6.79% advertised
2yr Fixed · P&I · Owner-occupier · ≤95% LVR
8.15% comparison · 6.49% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
8.17% comparison · 6.59% advertised
2yr Fixed · P&I · Investor · ≤95% LVR
8.48% comparison · 6.69% advertised
2yr Fixed · Interest Only · Investor · ≤90% LVR
8.50% comparison · 6.79% advertised
3yr Fixed · P&I · Owner-occupier · ≤95% LVR
8.00% comparison · 6.49% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
8.03% comparison · 6.59% advertised
3yr Fixed · P&I · Investor · ≤95% LVR
8.30% comparison · 6.64% advertised
3yr Fixed · Interest Only · Investor · ≤90% LVR
8.33% comparison · 6.74% advertised
4yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.90% comparison · 6.59% advertised
4yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
7.94% comparison · 6.69% advertised
4yr Fixed · P&I · Investor · ≤95% LVR
8.20% comparison · 6.79% advertised
4yr Fixed · Interest Only · Investor · ≤90% LVR
8.24% comparison · 6.89% advertised
5yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.79% comparison · 6.59% advertised
5yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
7.83% comparison · 6.69% advertised
5yr Fixed · P&I · Investor · ≤95% LVR
8.07% comparison · 6.79% advertised
5yr Fixed · Interest Only · Investor · ≤90% LVR
8.12% comparison · 6.89% advertised

Application fee
$500
Ongoing fee
None
Discharge fee
$300
Package (a package)
$395 a year
Redraw fee
None

Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$30,000

  • Ultimate Packaged Home Loan Fixed · 5yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.005.006.007.008.00SepOctToday7.79% p.a. today

November 20268 changes

  1. 13Fri
    • 5-year fixed investor P&I 7.86 → 8.079 days after the RBA rise to 4.85%
      +0.21
    • 4-year fixed investor interest-only 8.01 → 8.249 days after the RBA rise to 4.85%
      +0.23
    • 2-year fixed investor interest-only 8.27 → 8.509 days after the RBA rise to 4.85%
      +0.23
    • 1-year fixed investor P&I 8.43 → 8.679 days after the RBA rise to 4.85%
      +0.24
    • 4-year fixed owner-occupier P&I 7.72 → 7.909 days after the RBA rise to 4.85%
      +0.18
    • 5-year fixed investor interest-only 7.90 → 8.129 days after the RBA rise to 4.85%
      +0.22
    • 2-year fixed owner-occupier interest-only 7.95 → 8.179 days after the RBA rise to 4.85%
      +0.22
    • 3-year fixed owner-occupier P&I 7.79 → 8.009 days after the RBA rise to 4.85%
      +0.21

Packaged home loan, with multiple features for one annual fee.

Also from Greater Bank: Discounted Great Rate Home Loan Variable 6.35% · Discounted Ultimate Packaged Home Loan Variable 7.05% · Great Rate Home Loan Fixed 7.59% · Great Rate Home Loan Variable 8.37% · Ultimate Packaged Home Loan Variable 8.50%

As of 13 November 2026, the Greater Bank Ultimate Packaged Home Loan Fixed's 5-year fixed owner-occupier P&I variant has a comparison rate of 7.79% (6.59% advertised), ranking 56th of 61 5-year fixed owner-occupier P&I loans. The product comes in 20 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 13 November 2026, 9 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.