Home loan · 1yr Fixed
Complete Home Loan fixed
6.55%comparison rate p.a. · 6.99% advertised
1yr Fixed · P&I · Owner-occupier · ≤80% LVR
15th of 75 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.55% comparison · 6.99% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.04% comparison · 7.39% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.44% comparison · 7.39% advertised
- 1yr Fixed · P&I · Investor · ≤80% LVR
- 6.70% comparison · 7.14% advertised
- 1yr Fixed · P&I · Investor · 80–90% LVR
- 7.33% comparison · 7.64% advertised
- 1yr Fixed · P&I · Investor · 90–91% LVR
- 7.91% comparison · 7.64% advertised
- 1yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.71% comparison · 7.29% advertised
- 1yr Fixed · Interest Only · Investor · 80–91% LVR
- 7.35% comparison · 7.79% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.60% comparison · 6.99% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.09% comparison · 7.44% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.45% comparison · 7.44% advertised
- 2yr Fixed · P&I · Investor · ≤80% LVR
- 6.76% comparison · 7.19% advertised
- 2yr Fixed · P&I · Investor · 80–90% LVR
- 7.37% comparison · 7.64% advertised
- 2yr Fixed · P&I · Investor · 90–91% LVR
- 7.89% comparison · 7.64% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.79% comparison · 7.34% advertised
- 2yr Fixed · Interest Only · Investor · 80–91% LVR
- 7.40% comparison · 7.79% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.63% comparison · 6.94% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.12% comparison · 7.39% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.44% comparison · 7.39% advertised
- 3yr Fixed · P&I · Investor · ≤80% LVR
- 6.80% comparison · 7.14% advertised
- 3yr Fixed · P&I · Investor · 80–90% LVR
- 7.42% comparison · 7.69% advertised
- 3yr Fixed · P&I · Investor · 90–91% LVR
- 7.88% comparison · 7.69% advertised
- 3yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.84% comparison · 7.29% advertised
- 3yr Fixed · Interest Only · Investor · 80–91% LVR
- 7.47% comparison · 7.84% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.66% comparison · 6.89% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.14% comparison · 7.35% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.42% comparison · 7.35% advertised
- 4yr Fixed · P&I · Investor · ≤80% LVR
- 6.86% comparison · 7.19% advertised
- 4yr Fixed · P&I · Investor · 80–90% LVR
- 7.48% comparison · 7.75% advertised
- 4yr Fixed · P&I · Investor · 90–91% LVR
- 7.89% comparison · 7.75% advertised
- 4yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.92% comparison · 7.34% advertised
- 4yr Fixed · Interest Only · Investor · 80–91% LVR
- 7.54% comparison · 7.90% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.69% comparison · 6.89% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.17% comparison · 7.35% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.42% comparison · 7.35% advertised
- 5yr Fixed · P&I · Investor · ≤80% LVR
- 6.91% comparison · 7.19% advertised
- 5yr Fixed · P&I · Investor · 80–90% LVR
- 7.52% comparison · 7.75% advertised
- 5yr Fixed · P&I · Investor · 90–91% LVR
- 7.88% comparison · 7.75% advertised
- 5yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.98% comparison · 7.34% advertised
- 5yr Fixed · Interest Only · Investor · 80–91% LVR
- 7.59% comparison · 7.90% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Complete Home Loan fixed · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
Complete Home Loan Owner Occupied 1 year fixed LVR <80%
Also from Bank First: Basic Home Loan Variable 6.39% · Basic Loan Variable 6.44% · Complete Home Loan Variable 6.49% · Premier Package Home Loan Variable 6.82% · Premier Package Home Loan fixed 6.87%
As of 14 November 2026, the Bank First Complete Home Loan fixed's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.55% (6.99% advertised), ranking 15th of 75 1-year fixed owner-occupier P&I loans. The product comes in 40 variants; the others are investor, interest-only, other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.