Home loan · 1yr Fixed
Premier Package Home Loan fixed
6.87%comparison rate p.a. · 6.89% advertised · With the Rewards Package · $390 a year
1yr Fixed · P&I · Owner-occupier · ≤80% LVR
38th of 75 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.87% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.65% comparison · 7.29% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 8.09% comparison · 7.29% advertised
- 1yr Fixed · P&I · Investor · ≤80% LVR
- 7.02% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 80–90% LVR
- 8.03% comparison · 7.54% advertised
- 1yr Fixed · P&I · Investor · 90–91% LVR
- 8.56% comparison · 7.54% advertised
- 1yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.03% comparison · 7.19% advertised
- 1yr Fixed · Interest Only · Investor · 80–91% LVR
- 8.05% comparison · 7.69% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.91% comparison · 6.89% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.66% comparison · 7.34% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 8.05% comparison · 7.34% advertised
- 2yr Fixed · P&I · Investor · ≤80% LVR
- 7.07% comparison · 7.09% advertised
- 2yr Fixed · P&I · Investor · 80–90% LVR
- 8.02% comparison · 7.54% advertised
- 2yr Fixed · P&I · Investor · 90–91% LVR
- 8.48% comparison · 7.54% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.10% comparison · 7.24% advertised
- 2yr Fixed · Interest Only · Investor · 80–91% LVR
- 8.05% comparison · 7.69% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.94% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.66% comparison · 7.29% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 8.00% comparison · 7.29% advertised
- 3yr Fixed · P&I · Investor · ≤80% LVR
- 7.10% comparison · 7.04% advertised
- 3yr Fixed · P&I · Investor · 80–90% LVR
- 8.02% comparison · 7.59% advertised
- 3yr Fixed · P&I · Investor · 90–91% LVR
- 8.43% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.15% comparison · 7.19% advertised
- 3yr Fixed · Interest Only · Investor · 80–91% LVR
- 8.07% comparison · 7.74% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.95% comparison · 6.79% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.64% comparison · 7.25% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.94% comparison · 7.25% advertised
- 4yr Fixed · P&I · Investor · ≤80% LVR
- 7.16% comparison · 7.09% advertised
- 4yr Fixed · P&I · Investor · 80–90% LVR
- 8.04% comparison · 7.65% advertised
- 4yr Fixed · P&I · Investor · 90–91% LVR
- 8.40% comparison · 7.65% advertised
- 4yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.21% comparison · 7.24% advertised
- 4yr Fixed · Interest Only · Investor · 80–91% LVR
- 8.09% comparison · 7.80% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.98% comparison · 6.79% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.64% comparison · 7.25% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–98% LVR
- 7.90% comparison · 7.25% advertised
- 5yr Fixed · P&I · Investor · ≤80% LVR
- 7.20% comparison · 7.09% advertised
- 5yr Fixed · P&I · Investor · 80–90% LVR
- 8.03% comparison · 7.65% advertised
- 5yr Fixed · P&I · Investor · 90–91% LVR
- 8.35% comparison · 7.65% advertised
- 5yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.26% comparison · 7.24% advertised
- 5yr Fixed · Interest Only · Investor · 80–91% LVR
- 8.10% comparison · 7.80% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Package (Rewards Package)
- $390 a year
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Premier Package Home Loan fixed · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
Premier Package Home Loan Owner Occupied 1 year fixed LVR <80%
Also from Bank First: Basic Home Loan Variable 6.39% · Basic Loan Variable 6.44% · Complete Home Loan Variable 6.49% · Complete Home Loan fixed 6.55% · Premier Package Home Loan Variable 6.82%
As of 13 November 2026, the Bank First Premier Package Home Loan fixed's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.87% (6.89% advertised), ranking 38th of 75 1-year fixed owner-occupier P&I loans. The product comes in 40 variants; the others are investor, interest-only, other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.