Home loan · Variable
Complete Home Loan Variable
6.49%comparison rate p.a. · 6.44% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
41st of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.39% comparison · 6.34% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.44% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.49% comparison · 6.44% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.99% comparison · 6.94% advertised
- Variable · P&I · Owner-occupier · 90–98% LVR
- 7.44% comparison · 7.39% advertised
- Variable · P&I · Investor · ≤60% LVR
- 6.54% comparison · 6.49% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.59% comparison · 6.54% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.64% comparison · 6.59% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.29% comparison · 7.24% advertised
- Variable · P&I · Investor · 90–91% LVR
- 7.94% comparison · 7.89% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.65% comparison · 6.74% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.70% comparison · 6.79% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.75% comparison · 6.84% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 7.40% comparison · 7.49% advertised
- Variable · Interest Only · Investor · 90–91% LVR
- 8.06% comparison · 8.14% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Complete Home Loan Variable · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
Complete Home Loan Owner Occupied Variable LVR 70-80%
Also from Bank First: Basic Home Loan Variable 6.39% · Basic Loan Variable 6.44% · Complete Home Loan fixed 6.55% · Premier Package Home Loan Variable 6.82% · Premier Package Home Loan fixed 6.87%
As of 14 November 2026, the Bank First Complete Home Loan Variable's variable owner-occupier P&I variant has a comparison rate of 6.49% (6.44% advertised), ranking 41st of 149 variable owner-occupier P&I loans and sitting 0.35 points below the market average of 6.84%. The product comes in 15 variants; the others are investor, interest-only and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.