The best-performing super over five years.
- First9.11%a year over 5 yearsEssential Super - MySuperEssential SuperHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $370 a year in fees on $50kGo to site

- Second9.08%a year over 5 yearsFirstChoice Employer Super - MySuperCFS FirstChoiceHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $375 a year in fees on $50kGo to site

- Third8.53%a year over 5 yearsMySuper LifecycleTEAM SuperHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $340 a year in fees on $50kGo to site

Ranked by net return over five years, highest first, among MySuper options that passed the latest performance test. Leaves out options that failed APRA’s latest performance test or were not tested, closed and employer-only products, and geared options, and options with less than five years of returns.
The other 40 options
- 4Mercer Santos MySuperMercer SuperHigh growth · 90–100% growthLifecycle · stage for age 40$350 a year in fees on $50k8.21%a year over 5 years0.90 below firstGo to site

- 5Virgin Money MySuperMercer SuperGrowth · 75–90% growthLifecycle · stage for age 40$340 a year in fees on $50k8.10%a year over 5 years1.01 below firstGo to site

- 6Mercer WGSP MySuperMercer SuperHigh growth · 90–100% growthLifecycle · stage for age 40$360 a year in fees on $50k7.93%a year over 5 years1.18 below firstGo to site

- 7Mercer Tailored (CRG) MySuperMercer SuperHigh growth · 90–100% growthLifecycle · stage for age 40$375 a year in fees on $50k7.90%a year over 5 years1.21 below firstGo to site

- 8MySuper - IQ Super, Resource Super & NationwideRussell InvestmentsHigh growth · 90–100% growthLifecycle · stage for age 40$435 a year in fees on $50k7.84%a year over 5 years1.27 below firstGo to site

- 9SignatureSuper - Water Corp MySuperAMP SuperHigh growth · 90–100% growthLifecycle · stage for age 40$365 a year in fees on $50k7.59%a year over 5 years1.52 below firstGo to site

- 10Lifecycle Investment StrategyAustralian Retirement TrustHigh growth · 90–100% growthLifecycle · stage for age 40$365 a year in fees on $50k7.57%a year over 5 years1.54 below firstGo to site

- 11SignatureSuper - AFLPA AFL MySuperAMP SuperHigh growth · 90–100% growthLifecycle · stage for age 40$355 a year in fees on $50k7.57%a year over 5 years1.54 below firstGo to site

- 12Hostplus MySuperHostplusGrowth · 75–90% growth$655 a year in fees on $50k7.46%a year over 5 years1.65 below firstGo to site

- 13SignatureSuper - MySuperAMP SuperHigh growth · 90–100% growthLifecycle · stage for age 40$430 a year in fees on $50k7.41%a year over 5 years1.70 below firstGo to site

- 14MySuperlegalsuperGrowth · 75–90% growth$470 a year in fees on $50k7.32%a year over 5 years1.79 below firstGo to site

- 15ANZ Smart Choice Super - My Super - QBE SUPER PLANOnePathGrowth · 75–90% growthLifecycle · stage for age 40$505 a year in fees on $50k7.32%a year over 5 years1.79 below firstGo to site

- 16Aware MySuper (Accumulation)Aware SuperGrowth · 75–90% growthLifecycle · stage for age 40$450 a year in fees on $50k7.31%a year over 5 years1.80 below firstGo to site

- 17Tailored MySuper - Lutheran SuperannuationMercer SuperGrowth · 75–90% growth$365 a year in fees on $50k7.26%a year over 5 years1.85 below firstGo to site

- 18Accumulation - MySuperBrighter SuperGrowth · 75–90% growth$365 a year in fees on $50k6.98%a year over 5 years2.13 below firstGo to site

- 19Balanced - accumulationFirst SuperGrowth · 75–90% growth$560 a year in fees on $50k6.94%a year over 5 years2.17 below firstGo to site

- 20HESTA MySuperHESTABalanced · 60–75% growth$405 a year in fees on $50k6.91%a year over 5 years2.20 below firstGo to site

- 21MySuper OfferingUniSuperGrowth · 75–90% growth$340 a year in fees on $50k6.89%a year over 5 years2.22 below firstGo to site

- 22IOOF MySuper†IOOF (Insignia)Balanced · 60–75% growth$490 a year in fees on $50k6.87%a year over 5 years2.24 below firstGo to site

- 23NAB Staff MySuperMLCGrowth · 75–90% growth$455 a year in fees on $50k6.75%a year over 5 years2.36 below firstGo to site

- 24MLC MySuperMLCGrowth · 75–90% growthLifecycle · stage for age 40$500 a year in fees on $50k6.71%a year over 5 years2.40 below firstGo to site

- 25Vision MySuperVision SuperGrowth · 75–90% growth$305 a year in fees on $50k6.69%a year over 5 years2.42 below firstGo to site

- 26NGS Diversified (MySuper)NGS SuperGrowth · 75–90% growth$515 a year in fees on $50k6.67%a year over 5 years2.44 below firstGo to site

- 27MySuperRest SuperGrowth · 75–90% growth$405 a year in fees on $50k6.66%a year over 5 years2.45 below firstGo to site

- 28Equip Super and Catholic Super - MySuper membersEquip SuperBalanced · 60–75% growth$410 a year in fees on $50k6.51%a year over 5 years2.60 below firstGo to site

- 29MySuperNESS SuperGrowth · 75–90% growth$425 a year in fees on $50k6.44%a year over 5 years2.67 below firstGo to site

- 30AustralianSuper MySuperAustralianSuperBalanced · 60–75% growth$345 a year in fees on $50k6.34%a year over 5 years2.77 below firstGo to site

- 31Growth (MySuper)Cbus SuperGrowth · 75–90% growth$455 a year in fees on $50k6.09%a year over 5 years3.02 below firstGo to site

- 32MySuperAMIST SuperBalanced · 60–75% growth$440 a year in fees on $50k6.02%a year over 5 years3.09 below firstGo to site

- 33Active Super Lifestage ProductVision SuperBalanced · 60–75% growthLifecycle · stage for age 40$410 a year in fees on $50k5.98%a year over 5 years3.13 below firstGo to site

- 34Superhero Super MySuperSuperhero SuperGrowth · 75–90% growth$350 a year in fees on $50k5.96%a year over 5 years3.15 below firstGo to site

- 35smartMonday PRIME - MySupersmartMondayGrowth · 75–90% growthLifecycle · stage for age 40$355 a year in fees on $50k5.91%a year over 5 years3.20 below firstGo to site

- 36CareSuper - MySuperCareSuperBalanced · 60–75% growth$470 a year in fees on $50k5.88%a year over 5 years3.23 below firstGo to site

- 37Rei Super MySuperREI SuperBalanced · 60–75% growth$480 a year in fees on $50k5.61%a year over 5 years3.50 below firstGo to site

- 38MySuperPrime SuperGrowth · 75–90% growth$505 a year in fees on $50k5.59%a year over 5 years3.52 below firstGo to site

- 39Bendigo MySuperBendigo SuperBalanced · 60–75% growthLifecycle · stage for age 40$310 a year in fees on $50k5.49%a year over 5 years3.62 below firstGo to site

- 40Macquarie Group Superannuation MySuper ProductMercer SuperGrowth · 75–90% growth$380 a year in fees on $50k5.33%a year over 5 years3.78 below firstGo to site

- 41Guild Super MySuper LifecycleGuildSuperBalanced · 60–75% growthLifecycle · stage for age 40$390 a year in fees on $50k5.07%a year over 5 years4.04 below firstGo to site

- 42Australian Ethical Retail Superannuation Fund MySuperAustralian Ethical SuperBalanced · 60–75% growth$595 a year in fees on $50k5.00%a year over 5 years4.11 below firstGo to site

- 43QSuper LifetimeAustralian Retirement TrustBalanced · 60–75% growthLifecycle · stage for age 40$300 a year in fees on $50k4.51%a year over 5 years4.60 below firstGo to site

MySuper returns are net of investment fees, admin fees and tax, so they compare like with like. A lifecycle product is shown once, at the stage for a 40-year-old. Past returns are no guide to future returns. Five years covers newer options the ten-year board can't.
These rankings rate every option on one figure. Answer 4 questions to see the ones that fit you →
As of 24 September 2026, the highest five-year net return among MySuper options tracked by BankMate is 9.11% p.a. from Essential Super (Lifestage 1985-89 option). How we rank →