The highest net returns in super over five years.
- First9.11%a year over 5 yearsEssential Super - MySuperEssential SuperHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $370 a year in fees on $50kGo to site

- Second9.08%a year over 5 yearsFirstChoice Employer Super - MySuperCFS FirstChoiceHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $375 a year in fees on $50kGo to site

- Third8.53%a year over 5 yearsMySuper LifecycleTEAM SuperHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $340 a year in fees on $50kGo to site

Ranked by net return over five years, highest first, among MySuper options that passed the latest performance test. Leaves out options that failed APRA’s latest performance test or were not tested, closed and employer-only products, and geared options, and options with less than five years of returns. Compares 33 funds, not the whole market.
The other 33 options
Ranked by net return over five years, highest first, among MySuper options that passed the latest performance test.
| # | Option | Growth assets | Fees on $50k | 5-year return | Links |
|---|---|---|---|---|---|
| 4 | Growth · 75–90% | $340 | 8.10%a year over 5 years1.01 below first ranked | Go to site | |
| 5 | High growth · 90–100% | $435 | 7.84%a year over 5 years1.27 below first ranked | Go to site | |
| 6 | High growth · 90–100% | $400 | 7.75%a year over 5 years1.36 below first ranked | Go to site | |
| 7 | High growth · 90–100% | $365 | 7.57%a year over 5 years1.54 below first ranked | Go to site | |
| 8 | Growth · 75–90% | $420 | 7.52%a year over 5 years1.59 below first ranked | Go to site | |
| 9 | Growth · 75–90% | $655 | 7.46%a year over 5 years1.65 below first ranked | Go to site | |
| 10 | High growth · 90–100% | $430 | 7.41%a year over 5 years1.70 below first ranked | Go to site | |
| 11 | Growth · 75–90% | $470 | 7.32%a year over 5 years1.79 below first ranked | Go to site | |
| 12 | Growth · 75–90% | $505 | 7.31%a year over 5 years1.80 below first ranked | Go to site | |
| 13 | Growth · 75–90% | $450 | 7.31%a year over 5 years1.80 below first ranked | Go to site | |
| 14 | Growth · 75–90% | $365 | 6.98%a year over 5 years2.13 below first ranked | Go to site | |
| 15 | Growth · 75–90% | $560 | 6.94%a year over 5 years2.17 below first ranked | Go to site | |
| 16 | Balanced · 60–75% | $405 | 6.91%a year over 5 years2.20 below first ranked | Go to site | |
| 17 | Growth · 75–90% | $340 | 6.89%a year over 5 years2.22 below first ranked | Go to site | |
| 18 | Balanced · 60–75% | $490 | 6.87%a year over 5 years2.24 below first ranked | Go to site | |
| 19 | Growth · 75–90% | $320 | 6.73%a year over 5 years2.38 below first ranked | Go to site | |
| 20 | Growth · 75–90% | $500 | 6.71%a year over 5 years2.40 below first ranked | Go to site | |
| 21 | Growth · 75–90% | $305 | 6.69%a year over 5 years2.42 below first ranked | Go to site | |
| 22 | Growth · 75–90% | $515 | 6.67%a year over 5 years2.44 below first ranked | Go to site | |
| 23 | Growth · 75–90% | $405 | 6.66%a year over 5 years2.45 below first ranked | Go to site | |
| 24 | Growth · 75–90% | $375 | 6.65%a year over 5 years2.46 below first ranked | Go to site | |
| 25 | Balanced · 60–75% | $410 | 6.51%a year over 5 years2.60 below first ranked | Go to site | |
| 26 | Growth · 75–90% | $425 | 6.44%a year over 5 years2.67 below first ranked | Go to site | |
| 27 | Balanced · 60–75% | $345 | 6.34%a year over 5 years2.77 below first ranked | Go to site | |
| 28 | Growth · 75–90% | $455 | 6.09%a year over 5 years3.02 below first ranked | Go to site | |
| 29 | High growth · 90–100% | $345 | 6.06%a year over 5 years3.05 below first ranked | Go to site | |
| 30 | Balanced · 60–75% | $440 | 6.02%a year over 5 years3.09 below first ranked | Go to site | |
| 31 | Growth · 75–90% | $350 | 5.96%a year over 5 years3.15 below first ranked | Go to site | |
| 32 | Growth · 75–90% | $355 | 5.91%a year over 5 years3.20 below first ranked | Go to site | |
| 33 | Balanced · 60–75% | $470 | 5.88%a year over 5 years3.23 below first ranked | Go to site | |
| 34 | Balanced · 60–75% | $480 | 5.61%a year over 5 years3.50 below first ranked | Go to site | |
| 35 | Growth · 75–90% | $505 | 5.59%a year over 5 years3.52 below first ranked | Go to site | |
| 36 | Balanced · 60–75% | $595 | 5.00%a year over 5 years4.11 below first ranked | Go to site | |
- 4Virgin Money MySuperMercer Super8.10%a year over 5 years1.01 below first rankedGrowth · 75–90% growth · Lifecycle · stage for age 40 · $340 a year in fees on $50k

- 5MySuper - IQ Super, Resource Super & NationwideRussell Investments7.84%a year over 5 years1.27 below first rankedHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $435 a year in fees on $50k

- 6Mercer SmartPathMercer Super7.75%a year over 5 years1.36 below first rankedHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $400 a year in fees on $50k

- 7Lifecycle Investment StrategyAustralian Retirement Trust7.57%a year over 5 years1.54 below first rankedHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $365 a year in fees on $50k

- 8Active Super Lifestage ProductVision Super7.52%a year over 5 years1.59 below first rankedGrowth · 75–90% growth · Lifecycle · stage for age 40 · $420 a year in fees on $50k

- 9Hostplus MySuper7.46%a year over 5 years1.65 below first rankedGrowth · 75–90% growth · $655 a year in fees on $50k

- 10SignatureSuper - MySuperAMP Super7.41%a year over 5 years1.70 below first rankedHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $430 a year in fees on $50k

- 11MySuperlegalsuper7.32%a year over 5 years1.79 below first rankedGrowth · 75–90% growth · $470 a year in fees on $50k

- 12ANZ Smart Choice Super - My SuperOnePath7.31%a year over 5 years1.80 below first rankedGrowth · 75–90% growth · Lifecycle · stage for age 40 · $505 a year in fees on $50k

- 13Aware MySuper (Accumulation)Aware Super7.31%a year over 5 years1.80 below first rankedGrowth · 75–90% growth · Lifecycle · stage for age 40 · $450 a year in fees on $50k

- 14Accumulation - MySuperBrighter Super6.98%a year over 5 years2.13 below first rankedGrowth · 75–90% growth · $365 a year in fees on $50k

- 15Balanced - accumulationFirst Super6.94%a year over 5 years2.17 below first rankedGrowth · 75–90% growth · $560 a year in fees on $50k

MySuper returns are net of investment fees, admin fees and tax, so they compare like with like. A lifecycle product is shown once, at the stage for a 40-year-old. Past returns are no guide to future returns. Five years covers newer options the ten-year board can't.
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Ranked here on one figure for a 40-year-old. The questions price fees at your balance and age, in the mix you choose.
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As of 9 November 2026, the highest five-year net return among MySuper options tracked by BankMate is 9.11% p.a. from Essential Super (Lifestage 1985-89 option). How we rank