The highest ten-year returns at Australia’s biggest funds.
- First8.99%a year over 10 yearsVirgin Money MySuperMercer SuperGrowth · 75–90% growth · Lifecycle · stage for age 40 · $340 a year in fees on $50kGo to site
- Second8.70%a year over 10 yearsHostplus MySuperHostplusGrowth · 75–90% growth · $655 a year in fees on $50kGo to site
- Third8.58%a year over 10 yearsLifecycle Investment StrategyAustralian Retirement TrustHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $365 a year in fees on $50kGo to site
Ranked by net return over ten years, highest first, among the MySuper options of the 10 funds with the most assets in APRA’s data. Leaves out every other fund. Options that failed APRA’s latest performance test or were not tested, closed and employer-only products, and geared options. Compares 10 funds, not the whole market.
The other 9 options
Ranked by net return over ten years, highest first, among the MySuper options of the 10 funds with the most assets in APRA’s data.
| # | Option | Growth assets | Fees on $50k | Biggest funds | Links |
|---|---|---|---|---|---|
| 4 |  | High growth · 90–100% | $400 | 8.57%a year over 10 years0.42 below first ranked | Go to site |
| 5 |  | Growth · 75–90% | $450 | 8.44%a year over 10 years0.55 below first ranked | Go to site |
| 6 |  | Balanced · 60–75% | $345 | 8.27%a year over 10 years0.72 below first ranked | Go to site |
| 7 |  | Growth · 75–90% | $340 | 8.11%a year over 10 years0.88 below first ranked | Go to site |
| 8 |  | Balanced · 60–75% | $405 | 8.03%a year over 10 years0.96 below first ranked | Go to site |
| 9 |  | Growth · 75–90% | $455 | 7.82%a year over 10 years1.17 below first ranked | Go to site |
| 10 |  | Growth · 75–90% | $405 | 7.35%a year over 10 years1.64 below first ranked | Go to site |
| 11 |  | Growth · 75–90% | $500 | 7.29%a year over 10 years1.70 below first ranked | Go to site |
| 12 | | High growth · 90–100% | $345 | 7.13%a year over 10 years1.86 below first ranked | Go to site |
- 4Mercer SmartPathMercer Super8.57%a year over 10 years0.42 below first rankedHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $400 a year in fees on $50k
- 5Aware MySuper (Accumulation)Aware Super8.44%a year over 10 years0.55 below first rankedGrowth · 75–90% growth · Lifecycle · stage for age 40 · $450 a year in fees on $50k
- 6AustralianSuper MySuper8.27%a year over 10 years0.72 below first rankedBalanced · 60–75% growth · $345 a year in fees on $50k
- 7MySuper OfferingUniSuper8.11%a year over 10 years0.88 below first rankedGrowth · 75–90% growth · $340 a year in fees on $50k
- 8HESTA MySuper8.03%a year over 10 years0.96 below first rankedBalanced · 60–75% growth · $405 a year in fees on $50k
- 9Growth (MySuper)Cbus Super7.82%a year over 10 years1.17 below first rankedGrowth · 75–90% growth · $455 a year in fees on $50k
- 10MySuperRest Super7.35%a year over 10 years1.64 below first rankedGrowth · 75–90% growth · $405 a year in fees on $50k
- 11MLC MySuper7.29%a year over 10 years1.70 below first rankedGrowth · 75–90% growth · Lifecycle · stage for age 40 · $500 a year in fees on $50k
- 12QSuper LifetimeAustralian Retirement Trust7.13%a year over 10 years1.86 below first rankedHigh growth · 90–100% growth · Lifecycle · stage for age 40 · $345 a year in fees on $50k
MySuper returns are net of investment fees, admin fees and tax, so they compare like with like. A lifecycle product is shown once, at the stage for a 40-year-old. Past returns are no guide to future returns.
Rank them on your answers
Ranked here on one figure for a 40-year-old. The questions price fees at your balance and age, in the mix you choose.
Start 4 quick questions · 2 minOr see every one at once
Every option in one list with every figure. Sort and filter it yourself.
As of 9 November 2026, among the 10 largest super funds tracked by BankMate, the highest ten-year MySuper return is 8.99% p.a. from Mercer Super (LifeStage Tracker - Born 1984 - 1988 - Virgin). How we rank