The best-performing super in balanced options.
- First8.28%a year over 10 yearsAustralianSuper Accumulation Choice · Accum - Indexed DiversifiedAustralianSuperBalanced · 60–75% growth · $120 a year in fees on $50kGo to site

- Second8.15%a year over 10 yearsCorporate Superannuation Division · Mercer Enhanced Passive Growth - CSDMercer SuperBalanced · 60–75% growth · $265 a year in fees on $50kGo to site

- Third8.06%a year over 10 yearsEquip Corporate (Loy Yang, Cardinal Health) · Balanced GrowthEquip SuperBalanced · 60–75% growth · $410 a year in fees on $50kGo to site

Ranked by net investment return over ten years, highest first, among Choice options with 60–75% in growth assets that passed the latest performance test. Leaves out MySuper and platform options. Options that failed APRA’s latest performance test or were not tested, closed and employer-only products, and geared options.
The other 28 options
- 4CareSuper - Accumulation · A - Sustainable BalancedCareSuperBalanced · 60–75% growth$470 a year in fees on $50k7.83%a year over 10 years0.45 below firstGo to site

- 5Active Super Choice · AS Balanced TaxedVision SuperBalanced · 60–75% growth$410 a year in fees on $50k7.72%a year over 10 years0.56 below firstGo to site

- 6AustralianSuper Accumulation Choice · Accum - Socially AwareAustralianSuperBalanced · 60–75% growth$250 a year in fees on $50k7.71%a year over 10 years0.57 below firstGo to site

- 7CareSuper - Accumulation · A - Alternative GrowthCareSuperBalanced · 60–75% growth$460 a year in fees on $50k7.45%a year over 10 years0.83 below firstGo to site

- 8Vision Super Personal Plan · Balanced Low CostVision SuperBalanced · 60–75% growth$175 a year in fees on $50k7.41%a year over 10 years0.87 below firstGo to site

- 9Choice - accumulation · Balanced (Choice) Super OptionAMIST SuperBalanced · 60–75% growth$440 a year in fees on $50k7.38%a year over 10 years0.90 below firstGo to site

- 10smartMonday PRIME - Choice · smartMonday Balanced GrowthsmartMondayBalanced · 60–75% growth$465 a year in fees on $50k7.28%a year over 10 years1.00 below firstGo to site

- 11FirstChoice Employer Super - Choice · CFS Enhanced Index ModerateCFS FirstChoiceBalanced · 60–75% growth$225 a year in fees on $50k7.27%a year over 10 years1.01 below firstGo to site

- 12Choice - accumulation · Alternatives Investment OptionPrime SuperBalanced · 60–75% growth$725 a year in fees on $50k7.25%a year over 10 years1.03 below firstGo to site

- 13FirstChoice Wholesale Personal Super · CFS Enhanced Index ModerateCFS FirstChoiceBalanced · 60–75% growth$340 a year in fees on $50k7.05%a year over 10 years1.23 below firstGo to site

- 14Hostplus Superannuation · Conservative AccumulationHostplusBalanced · 60–75% growth$560 a year in fees on $50k6.89%a year over 10 years1.39 below firstGo to site

- 15Accumulation - Choice · Conservative Balanced Accumulation OptionBrighter SuperBalanced · 60–75% growth$375 a year in fees on $50k6.83%a year over 10 years1.45 below firstGo to site

- 16Accumulation Choice · Conservative-BalancedAustralian Retirement TrustBalanced · 60–75% growth$360 a year in fees on $50k6.77%a year over 10 years1.51 below firstGo to site

- 17FirstChoice Employer Super - Choice · CFS ModerateCFS FirstChoiceBalanced · 60–75% growth$365 a year in fees on $50k6.55%a year over 10 years1.73 below firstGo to site

- 18Aware Super Future Saver · Accumulation Conservative BalancedAware SuperBalanced · 60–75% growth$400 a year in fees on $50k6.50%a year over 10 years1.78 below firstGo to site

- 19NGS Accumulation account · Balanced (Accum)NGS SuperBalanced · 60–75% growth$460 a year in fees on $50k6.49%a year over 10 years1.79 below firstGo to site

- 20QSuper Accumulation account · Balanced Risk-AdjustedAustralian Retirement TrustBalanced · 60–75% growth$340 a year in fees on $50k6.32%a year over 10 years1.96 below firstGo to site

- 21FirstChoice Wholesale Personal Super · CFS ModerateCFS FirstChoiceBalanced · 60–75% growth$520 a year in fees on $50k6.25%a year over 10 years2.03 below firstGo to site

- 22Plum Personal Plan · MLC Conservative BalancedMLCBalanced · 60–75% growth$510 a year in fees on $50k6.18%a year over 10 years2.10 below firstGo to site

- 23MLC MasterKey Business Super · MLC Low Cost Conservative BalancedMLCBalanced · 60–75% growth$300 a year in fees on $50k6.11%a year over 10 years2.17 below firstGo to site

- 24Superhero Super Accumulation · Super Option ModerateSuperhero SuperBalanced · 60–75% growth$385 a year in fees on $50k6.11%a year over 10 years2.17 below firstGo to site

- 25Living Super Accumulation · Super Option ModerateING Living SuperBalanced · 60–75% growth$385 a year in fees on $50k6.11%a year over 10 years2.17 below firstGo to site

- 26HESTA Choice Accumulation · Property and InfrastructureHESTABalanced · 60–75% growth$605 a year in fees on $50k5.82%a year over 10 years2.46 below firstGo to site

- 27Essential Super - Choice · Diversified Index optionEssential SuperBalanced · 60–75% growth$135 a year in fees on $50k5.82%a year over 10 years2.46 below firstGo to site

- 28Accumulation Choice · Conservative BalancedUniSuperBalanced · 60–75% growth$360 a year in fees on $50k5.69%a year over 10 years2.59 below firstGo to site

- 29AMP SignatureSuper - Future Directions Moderately ConservativeAMP SuperBalanced · 60–75% growth$450 a year in fees on $50k5.68%a year over 10 years2.60 below firstGo to site

- 30AMP SignatureSuper - Moderately Conservative IndexAMP SuperBalanced · 60–75% growth$285 a year in fees on $50k5.66%a year over 10 years2.62 below firstGo to site

- 31OneAnswer Frontier Personal Super · OnePath Balanced IndexOnePathBalanced · 60–75% growth$165 a year in fees on $50k5.52%a year over 10 years2.76 below firstGo to site

Choice returns are net investment returns, before admin fees, so they compare with other Choice options but not with MySuper. Past returns are no guide to future returns.
These rankings rate every option on one figure. Answer 4 questions to see the ones that fit you →
As of 24 September 2026, the highest ten-year return among balanced Choice options tracked by BankMate is 8.28% p.a. from AustralianSuper (Accum - Indexed Diversified). How we rank →