Credit card leaderboard11 cards1 November 2026

The biggest sign-up bonuses in Velocity Points.

  1. First150,000Velocity Rewardsbonus pointsWestpac Altitude Velocity BlackWestpac$295 annual fee · Velocity Rewards · 90,000 in year oneGo to site
  2. Second100,000Velocity Rewardsbonus pointsVirgin Money Virgin Australia Velocity High Flyer Credit CardVirgin Money$349 annual fee · Velocity Rewards · 80,000 in year oneGo to site
  3. Third100,000Velocity Rewardsbonus pointsMyCard Premier · VelocityMyCard$300 annual fee · Velocity Rewards · 60,000 in year oneGo to site

Ranked by velocity Points sign-up bonus, largest first. Leaves out cards whose rewards program is not Velocity Points, and Velocity cards with no current sign-up offer. Compares 6 card issuers, not the whole market.

The other 8 cards

Ranked by velocity Points sign-up bonus, largest first. All 8: Velocity Rewards.

4Places moved since 2 October20,000Bonus changed in the last 30 days20,000Earlier change
  1. 4NAB Travel Card · Velocity90,000Velocity Rewardsbonus points60,000 fewer than first ranked$395 annual fee · 50,000 in year one
  2. 5NAB Rewards Card · Velocity80,000Velocity Rewardsbonus points70,000 fewer than first ranked$195 annual fee · 40,000 in year one
  3. 6MyCard Rewards · Velocity80,000Velocity Rewardsbonus points70,000 fewer than first ranked$249 annual fee · 60,000 in year one
  4. 7ANZ Rewards Platinum80,000Velocity Rewardsbonus points70,000 fewer than first ranked$149 annual fee · 60,000 in year one
  5. 8Virgin Money Virgin Australia Velocity Flyer Credit Card70,000Velocity Rewardsbonus points80,000 fewer than first ranked$169 annual fee · 50,000 in year one
  6. 9Westpac Altitude Velocity Platinum50,000Velocity Rewardsbonus points100,000 fewer than first ranked$175 annual fee · 30,000 in year one
  7. 10American Express Velocity Platinum Card50,000Velocity Rewardsbonus points100,000 fewer than first ranked$440 annual fee
  8. 11American Express Velocity Escape Plus Card20,000Velocity Rewardsbonus points130,000 fewer than first ranked$95 annual fee

Bonus points usually require a minimum spend in the first months; the spend requirement is shown on each card.

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As of 1 November 2026, the largest Velocity Points sign-up bonus tracked by BankMate is 150,000 points on the Westpac Altitude Velocity Black. How we rank