Credit card leaderboard75 cards1 November 2026

The highest-scoring credit cards for travelling overseas.

  1. First6/6travel scoreBankwest More World MastercardBankwest$270 annual fee · More Rewards · No overseas fee · Travel insurance · Lounge accessGo to site
  2. Second6/6travel scoreNAB Travel CardNAB$395 annual fee · NAB Rewards · No overseas fee · Travel insurance · Lounge accessGo to site
  3. Third6/6travel scoreCommonwealth Bank Ultimate credit cardCommonwealth Bank$840 annual fee · CommBank Yello Program · No overseas fee · Travel insurance · Lounge accessGo to site

Ranked by a travel score out of 6, highest first; ties broken by rewards earn rate. Leaves out cards that charge a foreign-transaction fee and have no complimentary travel insurance. Compares 23 card issuers, not the whole market.

The other 72 cards

Ranked by a travel score out of 6, highest first; ties broken by rewards earn rate.

  1. 4NAB Travel Card · Velocity6/6travel scoreLevel with first ranked$395 annual fee · Velocity Rewards · No overseas fee · Travel insurance · Lounge access
  2. 5Revolut Credit Card · Ultra plan5/6travel score1 fewer than first ranked$2,399.76 annual fee · RevPoints · No overseas fee · Travel insurance
  3. 6ING Orange One Rewards Platinum5/6travel score1 fewer than first ranked$149 annual fee · Cash back · No overseas fee · Travel insurance
  4. 7Bankwest Qantas World Mastercard5/6travel score1 fewer than first ranked$320 annual fee · Qantas Frequent Flyer · No overseas fee · Travel insurance
  5. 8Revolut Credit Card · Metal plan5/6travel score1 fewer than first ranked$695.76 annual fee · RevPoints · No overseas fee · Travel insurance
  6. 9Bankwest Qantas Platinum Mastercard5/6travel score1 fewer than first ranked$199 annual fee · Qantas Frequent Flyer · No overseas fee · Travel insurance
  7. 10Great Southern Bank Platinum Credit Card5/6travel score1 fewer than first ranked$288 annual fee · Cashback · No overseas fee · Travel insurance
  8. 11Revolut Credit Card · Premium plan5/6travel score1 fewer than first ranked$287.76 annual fee · RevPoints · No overseas fee · Travel insurance
  9. 12Bankwest Breeze Platinum Mastercard5/6travel score1 fewer than first ranked$59 annual fee · No overseas fee · Travel insurance
  10. 13Bendigo Ready Credit Card5/6travel score1 fewer than first rankedNo annual fee · No overseas fee · Travel insurance
  11. 14Westpac Lite Card4/6travel score2 fewer than first ranked$216 annual fee · Westpac Extras · No overseas fee · Lounge access
  12. 15American Express Platinum Card3/6travel score3 fewer than first ranked$1,450 annual fee · Membership Rewards · 3.5% overseas fee · Travel insurance · Lounge access

Scored 3 for no foreign-transaction fee, 2 for complimentary travel insurance, 1 for lounge access; ties broken by rewards earn rate.

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As of 1 November 2026, the top-scoring travel card tracked by BankMate is the Bankwest More World Mastercard, with no foreign-transaction fee, complimentary travel insurance and lounge access. How we rank