🎁
Best Signup Bonus Credit Cards
Biggest signup bonus offers available now
🎁
Best Signup Bonus Credit Cards
#1
#1
American Express Platinum Card
American Express?
340k pts
Membership Rewards
Details+
Signup Bonus
Bonus points340,000 Membership Rewards pts
Estimated value$2,380
CriteriaApply online by 6 October 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 240,000 points. Plus, earn an additional 100,000 points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. Must apply via the exclusive offer link. T&Cs apply.
Offer expires6 Oct 2026
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$1,450
Purchase rate0.00%
Interest-free daysNone
Min incomeNot specified
Rewards
Earn rate2.25x pts
ProgramMembership Rewards
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#2
#2
Altitude Black Rewards World Mastercard
WestpacLive
200k pts
Altitude Rewards
Details+
Signup Bonus
Bonus points200,000 Altitude Rewards pts
Estimated value$1,000
Criteria100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases within 12 months of new card approval and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days45 days
Min income$75,000
Rewards
Earn rate2x pts
ProgramAltitude Rewards
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#3
#3
Amplify Rewards Signature
Bank of MelbourneLive
200k pts
Amplify Rewards Points
Details+
Signup Bonus
Bonus points200,000 Amplify Rewards Points pts
Estimated value$1,000
Criteria100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate2x pts
ProgramAmplify Rewards Points
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#4
#4
Amplify Rewards Signature
St GeorgeLive
200k pts
Amplify Rewards Points
Details+
Signup Bonus
Bonus points200,000 Amplify Rewards Points pts
Estimated value$1,000
Criteria100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate2x pts
ProgramAmplify Rewards Points
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#5
#5
Amplify Rewards Signature
BankSALive
200k pts
Amplify Rewards Points
Details+
Signup Bonus
Bonus points200,000 Amplify Rewards Points pts
Estimated value$1,000
Criteria100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate2x pts
ProgramAmplify Rewards Points
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#6
#6
ANZ Rewards Black
ANZLive
180k pts
ANZ Rewards
Details+
Signup Bonus
Bonus points180,000 ANZ Rewards pts
Estimated value$900
CriteriaEarn 130,000 extra ANZ Reward Points and $100 back to your new ANZ Rewards Black credit card when you spend $5,000 on eligible purchases in the first 3 months from approval.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$375
Purchase rate20.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate2x pts
ProgramANZ Rewards
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#7
#7
Altitude Qantas Black
WestpacLive
150k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points150,000 Qantas Frequent Flyer pts
Estimated value$1,200
CriteriaGet up to 150,000 bonus Qantas Points - 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$370
Purchase rate20.99%
Interest-free days45 days
Min income$75,000
Rewards
Earn rate0.8x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#8
#8
Altitude Velocity Black
WestpacLive
150k pts
Velocity Rewards
Details+
Signup Bonus
Bonus points150,000 Velocity Rewards pts
Estimated value$1,200
CriteriaGet up to 150,000 bonus Velocity Points - 90,000 Velocity Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$370
Purchase rate20.99%
Interest-free days45 days
Min income$75,000
Rewards
Earn rate0.8x pts
ProgramVelocity Rewards
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#9
#9
Amplify Qantas Signature
Bank of MelbourneLive
150k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points150,000 Qantas Frequent Flyer pts
Estimated value$1,200
Criteria90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate0.8x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#10
#10
Amplify Qantas Signature
St GeorgeLive
150k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points150,000 Qantas Frequent Flyer pts
Estimated value$1,200
Criteria90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate0.8x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#11
#11
Amplify Qantas Signature
BankSALive
150k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points150,000 Qantas Frequent Flyer pts
Estimated value$1,200
Criteria90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate0.8x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#12
#12
NAB Qantas Rewards Signature Card
NABLive
130k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points130,000 Qantas Frequent Flyer pts
Estimated value$1,040
CriteriaApply by 30 September 2026. 100,000 bonus points and $250 cashback when you spend $5,000 on everyday purchases within the first 90 days of account opening + 30,000 bonus points when you keep your card for over 12 months. Not available if you hold or have held a personal NAB Qantas Rewards card in the last 24 months.
Offer expires30 Sept 2026
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$420
Purchase rate20.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate1x pts
ProgramQantas Frequent Flyer
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#13
#13
ANZ Rewards Platinum
ANZLive
125k pts
ANZ Rewards
Details+
Signup Bonus
Bonus points125,000 ANZ Rewards pts
Estimated value$625
CriteriaEarn 85,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum card when you spend $3,500 on eligible purchases in the first 3 months from approval.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$149
Purchase rate20.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate1.5x pts
ProgramANZ Rewards
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#14
#14
Qantas American Express Ultimate Card
American ExpressLive
120k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points120,000 Qantas Frequent Flyer pts
Estimated value$960
CriteriaApply online by 17 November 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 70,000 Qantas Points. Plus, earn an additional 50,000 Qantas Points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. T&Cs apply.
Offer expires17 Nov 2026
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$450
Purchase rate23.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate1.25x pts
ProgramQantas Frequent Flyer
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#15
#15
American Express Explorer Credit Card
American ExpressLive
115k pts
Membership Rewards
Details+
Signup Bonus
Bonus points115,000 Membership Rewards pts
Estimated value$805
CriteriaApply online by 6 October 2026, get approved, and spend $4,000 on eligible purchases within the first 3 months. New Amex Card Members only. Must apply via the exclusive offer link. T&Cs apply.
Offer expires6 Oct 2026
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$395
Purchase rate23.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate1x pts
ProgramMembership Rewards
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#16
#16
NAB Rewards Signature Card
NABLive
110k pts
NAB Rewards
Details+
Signup Bonus
Bonus points110,000 NAB Rewards pts
Estimated value$550
Criteria80,000 BONUS POINTS when you spend $5,000 on everyday purchases within the first 60 days of account opening.NAB may vary or end this offer at any time. + 30,000 BONUS POINTS when you keep your card for over 12 months.NAB may vary or end this offer at any time.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$420
Purchase rate20.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate1.5x pts
ProgramNAB Rewards
Features
FX feeNone
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#17
#17
ANZ Rewards Platinum
ANZLive
100k pts
Velocity Rewards
Details+
Signup Bonus
Bonus points100,000 Velocity Rewards pts
Estimated value$900
CriteriaVelocity Frequent Flyer Points offer Earn up to 80,000 bonus Velocity Points plus $50 back Switch on auto-redemption to transfer your ANZ Reward PointsSuperscript:3 to Velocity Frequent Flyer PointsSuperscript:11 within 3 months from approval and keep on auto-redemption for the relevant period to earn: 60,000 bonus Velocity Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $3,500 on eligible purchases within the first 3 months from approval.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$149
Purchase rate20.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate0.75x pts
ProgramVelocity Rewards
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#18
#18
Bankwest Qantas World Mastercard
BankwestLive
100k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points100,000 Qantas Frequent Flyer pts
Estimated value$800
CriteriaEarn up to 100,000 Bonus Qantas Points when you spend $35,000 on eligible purchases in the first five months and keep your card open for over 15 months.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$320
Purchase rate19.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate1x pts
ProgramQantas Frequent Flyer
Features
FX feeNone
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#19
#19
Amplify Qantas Platinum
St GeorgeLive
100k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points100,000 Qantas Frequent Flyer pts
Estimated value$800
Criteria70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases?
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$175
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate0.5x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#20
#20
Altitude Qantas Platinum
WestpacLive
100k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points100,000 Qantas Frequent Flyer pts
Estimated value$800
Criteria70,000 bonus Qantas Points in year 1 if you spend $4k+ on eligible purchases within 90 days of new card approval and an extra 30,000 points with $4k+ spend on eligible purchases within 90 days of card anniversary in year 2.Offer not available if you?ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 24 months.
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$250
Purchase rate20.99%
Interest-free days45 days
Min income$30,000
Rewards
Earn rate0.5x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#21
#21
Amplify Qantas Platinum
Bank of MelbourneLive
100k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points100,000 Qantas Frequent Flyer pts
Estimated value$800
Criteria70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases?
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$175
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate0.5x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#22
#22
Altitude Velocity Platinum
WestpacLive
100k pts
Velocity Rewards
Details+
Signup Bonus
Bonus points100,000 Velocity Rewards pts
Estimated value$800
CriteriaEarn up to 100,000 bonus Velocity Points - 70,000 bonus Velocity Points in year 1 if you spend $4k+ on eligible purchases within 90 days of new card approval and an extra 30,000 points with $4k+ spend on eligible purchases?
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$250
Purchase rate20.99%
Interest-free days45 days
Min income$30,000
Rewards
Earn rate0.5x pts
ProgramVelocity Rewards
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#23
#23
Amplify Qantas Platinum
BankSALive
100k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points100,000 Qantas Frequent Flyer pts
Estimated value$800
Criteria70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases?
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$175
Purchase rate20.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate0.5x pts
ProgramQantas Frequent Flyer
Features
FX fee3%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#24
#24
NAB Qantas Rewards Premium Card
NABLive
100k pts
Qantas Frequent Flyer
Details+
Signup Bonus
Bonus points100,000 Qantas Frequent Flyer pts
Estimated value$800
Criteria60,000 bonus points and $150 cashback when you spend $3,000 on everyday purchases within the first 90 days of account opening + 40,000 bonus points when you keep your card for over 12 months
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$295
Purchase rate20.99%
Interest-free days44 days
Min incomeNot specified
Rewards
Earn rate1x pts
ProgramQantas Frequent Flyer
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
#25
#25
American Express Velocity Platinum Card
American ExpressLive
100k pts
Velocity Rewards
Details+
Signup Bonus
Bonus points100,000 Velocity Rewards pts
Estimated value$800
CriteriaApply online by 13 October 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 70,000 points. Plus, earn an additional 30,000 points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. T&Cs apply.
Offer expires13 Oct 2026
Bonus values are indicative. Eligibility criteria, terms and conditions apply. Always check the issuer's website for the latest offer details.
Key Details
Annual fee$440
Purchase rate23.99%
Interest-free days55 days
Min incomeNot specified
Rewards
Earn rate1.25x pts
ProgramVelocity Rewards
Features
FX fee3.5%
Travel insuranceIncluded
ContactlessYes
Apple/Google PayApple Pay, Google Pay
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As of 17 September 2026, the largest sign-up bonus tracked by BankMate is 340,000 points on the American Express Platinum Card. How we rank →