🏦
Best of BIG 4
Top savings rates from Commonwealth, Westpac, ANZ, and NAB
🏦
Best of BIG 4
#1
5.10%
Details+
Rate Breakdown
Base rate2.10%
Bonus rate+3.00%
Total rate
5.10%
Rate by Balance
Up to $5,0005.10%
$5,000.01+2.10%
Requirements
📊Balance requirement
$0 - $5,000
🎂Age requirement
Ages 15+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#2
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 15+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#3
5.00%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+4.99%
Total rate
5.00%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
$1/month
📤Withdrawals
Not allowed
#4
5.00%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+4.90%
Total rate
5.00%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
$1/month
📤Withdrawals
Allowed
#5
3.75%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+3.74%
Total rate
3.75%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 12+
💳Card transactions
Not required
📤Monthly deposits
$10/month
📤Withdrawals
Not allowed
#6
2.10%
Details+
Rate Breakdown
Base rate2.10%
Bonus rate+0.00%
Total rate
2.10%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 14+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
These rankings rate every savings accounts on one figure. Answer a few questions to see the ones that fit you →
As of 16 September 2026, the highest savings rate among Commonwealth Bank, Westpac, ANZ and NAB tracked by BankMate is 5.10% p.a. from ANZ Plus (ANZ Plus Flex Saver). How we rank →