💰
Best for High Balance ($100k+)
Top savings accounts for savers with $100,000 or more
💰
Best for High Balance ($100k+)
#1
5.50%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.49%
Total rate
5.50%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$1000/month
📤Withdrawals
Allowed
#2
5.40%
Details+
Rate Breakdown
Base rate0.65%
Bonus rate+4.75%
Total rate
5.40%
Rate by Balance
Up to $250,0005.40%
$250,000.01+3.75%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#3
5.40%
Details+
Rate Breakdown
Base rate2.25%
Bonus rate+3.15%
Total rate
5.40%
Rate by Balance
Up to $500,0005.40%
Up to $2,000,0002.25%
Requirements
📊Balance requirement
$0 - $500,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#4
5.35%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.30%
Total rate
5.35%
Rate by Balance
Up to $1,000,0005.35%
$1,000,000.01+0.05%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
$2000/month
📤Withdrawals
Allowed
#5
5.35%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.30%
Total rate
5.35%
Rate by Balance
Up to $250,0005.35%
Up to $2,000,0004.85%
$2,000,000.01+0.05%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
$300/month
📤Withdrawals
Allowed
#6
5.35%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.25%
Total rate
5.35%
Rate by Balance
Up to $250,0005.35%
$250,000.01+0.10%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 12+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#7
Rate Breakdown
Base rate0.00%
Bonus rate+5.35%
Total rate
5.35%
Rate by Balance
Up to $250,0005.35%
$250,000.01+2.00%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 16+
💳Card transactions
5+/month
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#8
5.25%
Details+
Rate Breakdown
Base rate0.20%
Bonus rate+5.05%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$500/month
📤Withdrawals
Allowed
#9
5.25%
Details+
Rate Breakdown
Base rate0.20%
Bonus rate+5.05%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$500/month
📤Withdrawals
Allowed
#10
5.25%
Details+
Rate Breakdown
Base rate0.50%
Bonus rate+4.75%
Total rate
5.25%
Rate by Balance
Up to $100,0005.25%
$100,000.01+0.50%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$2000/month
📤Withdrawals
Allowed
#11
5.20%
Details+
Rate Breakdown
Base rate1.00%
Bonus rate+4.20%
Total rate
5.20%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#12
5.15%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.14%
Total rate
5.15%
Rate by Balance
Up to $1,000,0005.15%
$1,000,001+5.15%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
Ages 14+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#13
5.15%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.14%
Total rate
5.15%
Rate by Balance
Up to $1,000,0005.15%
$1,000,001+5.15%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
Ages 14+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#14
5.15%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.14%
Total rate
5.15%
Rate by Balance
Up to $1,000,0005.15%
$1,000,001+5.15%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
Ages 14+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#15
5.15%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.14%
Total rate
5.15%
Rate by Balance
Up to $100,0005.15%
$100,000.01+4.15%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#16
5.10%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.05%
Total rate
5.10%
Rate by Balance
Up to $5,000,0005.10%
$5,000,000.01+0.06%
Requirements
📊Balance requirement
$0 - $5,000,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
$100/month
📤Withdrawals
Not allowed
#17
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#18
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Rate by Balance
Up to $100,0005.10%
Up to $1,999,999.994.75%
$2,000,000+2.75%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
$100/month
📤Withdrawals
Not allowed
#19
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Rate by Balance
Up to $250,0005.10%
Up to $1,000,000.015.00%
$1,000,000.02+4.75%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
$100/month
📤Withdrawals
Not allowed
#20
5.10%
Details+
Rate Breakdown
Base rate0.00%
Bonus rate+5.10%
Total rate
5.10%
Rate by Balance
Up to $1,000,0005.10%
$1,000,000.01+0.00%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
Ages 16+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#21
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Requirements
📊Balance requirement
$0 - $1,000,000
🎂Age requirement
Ages 11+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#22
5.10%
Details+
Rate Breakdown
Base rate0.50%
Bonus rate+4.60%
Total rate
5.10%
Rate by Balance
Up to $250,0005.10%
$250,000.01+0.50%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
$100/month
📤Withdrawals
Not allowed
#23
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 15+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#24
5.10%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.00%
Total rate
5.10%
Rate by Balance
Up to $100,0005.10%
Up to $1,999,999.994.75%
Up to $999,999,999.992.75%
$1,000,000,000+0.10%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
No age restrictions
💳Card transactions
Not required
📤Monthly deposits
$100/month
📤Withdrawals
Not allowed
#25
5.10%
Details+
Rate Breakdown
Base rate0.50%
Bonus rate+4.60%
Total rate
5.10%
Rate by Balance
Up to $250,0005.10%
$250,000.01+0.50%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
$100/month
📤Withdrawals
Not allowed
These rankings rate every savings accounts on one figure. Answer a few questions to see the ones that fit you →
As of 17 September 2026, the highest savings rate on balances of $100,000 or more tracked by BankMate is 5.50% p.a. from ING (Savings Maximiser). How we rank →