Savings leaderboard21 accounts1 November 2026
The highest savings rates for new customers.
Rank by
- First6.25%for 4 monthsSavings BoosterINGBalance must grow · Paid up to $500kGo to site
- Second6.25%for 3 monthsRevolut Instant Access SavingsRevolutNo monthly conditions · Paid up to $250kGo to site
- Third6.25%for 4 monthsSave accountubankBalance must grow · Paid up to $1mGo to site
Ranked by introductory (honeymoon) interest rate for new customers, highest first. Leaves out accounts whose introductory rate is not higher than their ongoing total rate, and accounts with no stated introductory period. Compares 21 banks, not the whole market.
The other 18 accounts
Ranked by introductory (honeymoon) interest rate for new customers, highest first.
| # | Account | Rate paid up to | New-customer rates | Links |
|---|---|---|---|---|
| 4 |  | $250k | 6.15%for 4 months0.10 below first ranked | Go to site |
| 5 |  | $250k | 6.00%for 4 months0.25 below first ranked | Go to site |
| 6 |  | $100k | 5.85%for 3 months0.40 below first ranked | Go to site |
| 7 |  | $500k | 5.65%for 4 months0.60 below first ranked | Go to site |
| 8 |  | No cap | 5.60%for 3 months0.65 below first ranked | Go to site |
| 9 |  | No cap | 5.60%for 3 months0.65 below first ranked | Go to site |
| 10 |  | No cap | 5.60%for 4 months0.65 below first ranked | Go to site |
| 11 |  | $1m | 5.60%for 4 months0.65 below first ranked | Go to site |
| 12 |  | No cap | 5.60%for 4 months0.65 below first ranked | Go to site |
| 13 |  | No cap | 5.60%for 3 months0.65 below first ranked | Go to site |
| 14 |  | $5m | 5.55%for 4 months0.70 below first ranked | Go to site |
| 15 |  | No cap | 5.50%for 5 months0.75 below first ranked | Go to site |
| 16 |  | No cap | 5.50%for 4 months0.75 below first ranked | Go to site |
| 17 |  | No cap | 5.50%for 5 months0.75 below first ranked | Go to site |
| 18 |  | No cap | 5.45%for 3 months0.80 below first ranked | Go to site |
| 19 |  | No cap | 5.40%for 4 months0.85 below first ranked | Go to site |
| 20 |  | No cap | 5.25%for 6 months1.00 below first ranked | Go to site |
| 21 |  | No cap | 4.85%for 4 months1.40 below first ranked | Go to site |
- 4High Interest Savings AccountRabobank6.15%for 4 months0.10 below first rankedNo monthly conditions · Paid up to $250k
- 5Bankwest Easy Saver6.00%for 4 months0.25 below first rankedNo monthly conditions · Paid up to $250k
- 6Bonus SaverBank Australia5.85%for 3 months0.40 below first ranked$100 deposit a month · No withdrawals · Paid up to $100k
- 7Hello Saver accountMyState5.65%for 4 months0.60 below first rankedNo monthly conditions · Paid up to $500k
- 8Maxi SaverBank of Melbourne5.60%for 3 months0.65 below first rankedNo monthly conditions
- 9Maxi SaverBankSA5.60%for 3 months0.65 below first rankedNo monthly conditions
- 10Bonus SaverBCU5.60%for 4 months0.65 below first rankedNo monthly conditions
- 11Reward Saver AccountIMB Bank5.60%for 4 months0.65 below first ranked$50 deposit a month · No withdrawals · Paid up to $1m
- 12Hi Saver AccountP&N5.60%for 4 months0.65 below first rankedNo monthly conditions
- 13Maxi SaverSt George5.60%for 3 months0.65 below first rankedNo monthly conditions
- 14Simple Saver AccountBOQ5.55%for 4 months0.70 below first rankedNo monthly conditions · Paid up to $5m
- 15NetBank SaverCommonwealth Bank5.50%for 5 months0.75 below first rankedNo monthly conditions
The introductory rate applies for the stated number of months, after which the account reverts to its ongoing rate.
Rank them on your answers
Ranked here on the rate alone. The questions check each account’s monthly conditions and age limits against yours, and price the interest on your balance.
Start 7 quick questions · 2 minOr see every one at once
Every account in one list with every figure. Sort and filter it yourself.
As of 1 November 2026, the highest introductory savings rate tracked by BankMate is 6.25% p.a. for 4 months from ING (Savings Booster). How we rank