🍯
Best Honeymoon Rates
Highest introductory rates for new customers, typically lasting 3 to 6 months
🔥
Best Honeymoon Rates
#1
6.00%
for 4 months
Details+
Rate Breakdown
Base rate2.25%
Bonus rate+3.15%
Total ongoing rate5.40%
Intro rate6.00%for 4mo
Rate by Balance
Up to $500,0005.40%
Up to $2,000,0002.25%
Requirements
📊Balance requirement
$0 - $500,000
💳Card transactions
Not required
📈Monthly deposits
Not required
📊Balance growth
Required: $100/month above interest
🎂Age requirement
Required: 18+ years
#2
5.90%
for 4 months
Details+
Rate Breakdown
Base rate3.25%
Bonus rate+0.75%
Total ongoing rate4.00%
Intro rate5.90%for 4mo
Rate by Balance
Up to $250,0004.00%
$250,000.01+3.25%
Requirements
📊Balance requirement
$0 - $250,000
💳Card transactions
Not required
📈Monthly deposits
Not required
🎂Age requirement
Required: 18+ years
#3
5.85%
for 4 months
Details+
Rate Breakdown
Base rate0.00%
Bonus rate+5.10%
Total ongoing rate5.10%
Intro rate5.85%for 4mo
Rate by Balance
Up to $1,000,0005.10%
$1,000,000.01+0.00%
Requirements
📊Balance requirement
$0 - $1,000,000
💳Card transactions
Not required
📈Monthly deposits
Not required
📊Balance growth
Required: $1/month above interest
🎂Age requirement
Required: 16+ years
#4
5.75%
for 4 months
Details+
Rate Breakdown
Base rate2.10%
Bonus rate+2.90%
Total ongoing rate5.00%
Intro rate5.75%for 4mo
Rate by Balance
Up to $250,000.995.00%
$250,001+2.10%
Requirements
📊Balance requirement
$0 - $250,000.99
💳Card transactions
Not required
📈Monthly deposits
Not required
🎂Age requirement
Required: 16+ years
#5
5.40%
for 4 months
Details+
Rate Breakdown
Base rate2.75%
Bonus rate+2.25%
Total ongoing rate5.00%
Intro rate5.40%for 4mo
Rate by Balance
Up to $500,0005.00%
$500,000.01+2.75%
Requirements
📊Balance requirement
$1 - $500,000
💳Card transactions
Not required
📈Monthly deposits
Not required
#6
5.35%
for 4 months
Details+
Rate Breakdown
Base rate2.75%
Bonus rate+2.25%
Total ongoing rate5.00%
Intro rate5.35%for 4mo
Rate by Balance
Up to $2,000,0005.00%
$2,000,000.01+2.75%
Requirements
📊Balance requirement
$0 - $250,000
💳Card transactions
Not required
📈Monthly deposits
Not required
🎂Age requirement
Required: 12+ years
#7
3.10%
for 5 months
Details+
Rate Breakdown
Base rate2.10%
Bonus rate+0.00%
Total ongoing rate2.10%
Intro rate3.10%for 5mo
Requirements
📊Balance requirement
$0 - $999,999,999
💳Card transactions
Not required
📈Monthly deposits
Not required
🎂Age requirement
Required: 14+ years
These rankings rate every savings accounts on one figure. Answer a few questions to see the ones that fit you →
As of 16 September 2026, the highest introductory savings rate tracked by BankMate is 6.00% p.a. for 4 months from ING (Savings Booster). How we rank →