🎂
Best Age-Based Bonus
Top accounts offering special rates for specific age groups
🎂
Best Age-Based Bonus
#1
5.80%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.75%
Total rate
5.80%
Rate by Balance
Up to $50,0005.80%
Up to $250,0003.10%
Up to $5,000,0000.05%
Requirements
📊Balance requirement
$0 - $50,000
🎂Age requirement
Ages 14-35
💳Card transactions
Not required
📤Monthly deposits
$1000/month
📤Withdrawals
Allowed
#2
5.75%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.70%
Total rate
5.75%
Rate by Balance
Up to $49,999.995.75%
Up to $249,999.995.00%
$250,000.01+4.75%
Requirements
📊Balance requirement
$0 - $49,999.99
🎂Age requirement
Ages up to 24
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#3
5.75%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.65%
Total rate
5.75%
Rate by Balance
Up to $150,0005.75%
$150,000.01+5.00%
Requirements
📊Balance requirement
$0 - $150,000
🎂Age requirement
Ages 18-40
💳Card transactions
20+/month
📤Monthly deposits
$1/month
📤Withdrawals
Allowed
#4
5.65%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.55%
Total rate
5.65%
Rate by Balance
Up to $25,0005.65%
$25,000.01+0.10%
Requirements
📊Balance requirement
$0 - $25,000
🎂Age requirement
Ages 12+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#5
5.55%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.50%
Total rate
5.55%
Rate by Balance
Up to $10,0005.55%
$10,000.01+0.60%
Requirements
📊Balance requirement
$0 - $10,000
🎂Age requirement
Ages up to 17
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#6
5.50%
Details+
Rate Breakdown
Base rate1.00%
Bonus rate+4.50%
Total rate
5.50%
Rate by Balance
Up to $4,999.995.50%
$5,000+1.00%
Requirements
📊Balance requirement
$0 - $4,999.99
🎂Age requirement
Ages up to 17
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#7
5.50%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.49%
Total rate
5.50%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$1000/month
📤Withdrawals
Allowed
#8
5.40%
Details+
Rate Breakdown
Base rate0.65%
Bonus rate+4.75%
Total rate
5.40%
Rate by Balance
Up to $250,0005.40%
$250,000.01+3.75%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#9
5.40%
Details+
Rate Breakdown
Base rate2.25%
Bonus rate+3.15%
Total rate
5.40%
Rate by Balance
Up to $500,0005.40%
Up to $2,000,0002.25%
Requirements
📊Balance requirement
$0 - $500,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#10
5.40%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.35%
Total rate
5.40%
Rate by Balance
Up to $250,0005.40%
Up to $5,000,0000.05%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 36+
💳Card transactions
5+/month
📤Monthly deposits
$1000/month
📤Withdrawals
Allowed
#11
5.35%
Details+
Rate Breakdown
Base rate0.50%
Bonus rate+4.85%
Total rate
5.35%
Rate by Balance
Up to $50,0005.35%
$50,000.01+0.50%
Requirements
📊Balance requirement
$0 - $50,000
🎂Age requirement
Ages 18-24
💳Card transactions
Not required
📤Monthly deposits
$500/month
📤Withdrawals
Allowed
#12
5.35%
Details+
Rate Breakdown
Base rate0.05%
Bonus rate+5.30%
Total rate
5.35%
Rate by Balance
Up to $250,0005.35%
Up to $2,000,0004.85%
$2,000,000.01+0.05%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 18+
💳Card transactions
Not required
📤Monthly deposits
$300/month
📤Withdrawals
Allowed
#13
5.35%
Details+
Rate Breakdown
Base rate0.10%
Bonus rate+5.25%
Total rate
5.35%
Rate by Balance
Up to $250,0005.35%
$250,000.01+0.10%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 12+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#14
Rate Breakdown
Base rate0.00%
Bonus rate+5.35%
Total rate
5.35%
Rate by Balance
Up to $250,0005.35%
$250,000.01+2.00%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 16+
💳Card transactions
5+/month
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#15
5.26%
Details+
Rate Breakdown
Base rate0.01%
Bonus rate+5.25%
Total rate
5.26%
Rate by Balance
Up to $99,9995.26%
$99,999.01+3.01%
Requirements
📊Balance requirement
$0 - $99,999
🎂Age requirement
Ages 13+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Not allowed
#16
5.25%
Details+
Rate Breakdown
Base rate0.20%
Bonus rate+5.05%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$500/month
📤Withdrawals
Allowed
#17
5.25%
Details+
Rate Breakdown
Base rate0.20%
Bonus rate+5.05%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$500/month
📤Withdrawals
Allowed
#18
5.25%
Details+
Rate Breakdown
Base rate2.25%
Bonus rate+3.00%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages 13-17
💳Card transactions
Not required
📤Monthly deposits
$10/month
📤Withdrawals
Not allowed
#19
5.25%
Details+
Rate Breakdown
Base rate5.25%
Bonus rate+0.00%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $10,000
🎂Age requirement
Ages 18-29
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#20
5.25%
Details+
Rate Breakdown
Base rate0.50%
Bonus rate+4.75%
Total rate
5.25%
Rate by Balance
Up to $100,0005.25%
$100,000.01+0.50%
Requirements
📊Balance requirement
$0 - $100,000
🎂Age requirement
Ages 18+
💳Card transactions
5+/month
📤Monthly deposits
$2000/month
📤Withdrawals
Allowed
#21
5.25%
Details+
Rate Breakdown
Base rate2.25%
Bonus rate+3.00%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $250,000
🎂Age requirement
Ages up to 12
💳Card transactions
Not required
📤Monthly deposits
$2/month
📤Withdrawals
Not allowed
#22
5.25%
Details+
Rate Breakdown
Base rate5.25%
Bonus rate+0.00%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $999,999,999
🎂Age requirement
Ages up to 25
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#23
5.25%
Details+
Rate Breakdown
Base rate4.25%
Bonus rate+1.00%
Total rate
5.25%
Rate by Balance
Up to $50,0005.25%
$50,000.01+4.25%
Requirements
📊Balance requirement
$0 - $50,000
🎂Age requirement
Ages up to 29
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#24
5.25%
Details+
Rate Breakdown
Base rate5.25%
Bonus rate+0.00%
Total rate
5.25%
Rate by Balance
Up to $50,0005.25%
Up to $250,0004.75%
Up to $5,000,0004.25%
$5,000,000.01+0.00%
Requirements
📊Balance requirement
$0 - $50,000
🎂Age requirement
Ages 15+
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
#25
5.25%
Details+
Rate Breakdown
Base rate5.25%
Bonus rate+0.00%
Total rate
5.25%
Requirements
📊Balance requirement
$0 - $10,000
🎂Age requirement
Ages 18-29
💳Card transactions
Not required
📤Monthly deposits
Not required
📤Withdrawals
Allowed
These rankings rate every savings accounts on one figure. Answer a few questions to see the ones that fit you →
As of 16 September 2026, the highest total rate for age-restricted savings accounts tracked by BankMate is 5.80% p.a. from BOQ (Future Saver Account). How we rank →